CCertihomes
165 Cottage Street #213, Chelsea, MA 02150

$365,000

1 beds 1 baths 616 sqft Built 19874 days on marketActive

About this home

Discover this charming one-bedroom, one-bathroom condo nestled in the desirable gated Mill Creek Condominium complex. The condo is just a stone's throw away from the Silver Line to bring you to downtown Boston in minutes. This sunlit, south-facing end unit boasts a newly renovated kitchen adorned with pristine white cabinetry, gleaming stainless steel appliances, and beautiful quartz countertops. Step onto your private balcony overlooking the inviting heated swimming pool and lush courtyard. Enjoy spacious accommodations with a generously sized bedroom, convenient in-unit laundry, and the added comfort of central heating and AC. The property includes an off-street deeded parking space and an additional storage unit for your convenience. Residents also have exclusive access to a private gym, sauna, and locker rooms, enhancing the community's appeal. Experience ultimate convenience and comfort with all of the amenities you desire, just minutes away from downtown Boston.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,823/mo

Real estate (PITI + HOA + PMI)
$3,912
Principal + interest$2,354
Property tax + insurance$1,019
HOA$402
PMI / 2nd mortgage$137
Utilities
$419
Heating + cooling$73
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$162
Car insurance + maintenance$162
Other (entertainment)
$157
$3,823/mo TLC
Budget$5,000/mo
Remaining after TLC$1,177/mo
Purchase price
$365,000
Down payment
$18,250 (5%)
Loan amount
$346,750
APR
7.2%

Quick facts

Type
Condominium
Style
Year built
1987
Lot size
Stories
1
Heating
Central, Electric
Cooling
Central Air
Water
Public
HOA
$402 / Monthly
Annual tax
$3,187
MLS #
73239717
County
Suffolk

At a glance

Air conditioning
Basement
Dishwasher
Balcony

Home features

Appliances
RangeDishwasherDisposalMicrowaveRefrigeratorWasher/Dryer
Exterior
BalconyProfessional LandscapingSprinkler System
Community
Public TransportationShoppingPoolParkMedical FacilityLaundromatHighway AccessHouse of WorshipPublic School
Parking
Off StreetDeeded
Pool
AssociationIn GroundHeated
Security
IntercomSecurity Gate
Flooring
Vinyl
Roof
Rubber
Sewer
Public Sewer

Schools

Elementary
Shurtleff
Middle
Kelly, Williams
High
Chelsea High

Neighborhood — 02150

MetricThis ZIPCountyUSA
Population32,7086,444,931299,088,112
Population Change Since199015.00%7.00%20.00%
Population Density14,681786
Male16,4993,127,134147,432,321
Female16,2093,317,797151,655,844
Never Married9,7021,612,88563,775,926
Married8,6942,586,314123,120,365
Separated2,448247,85712,639,686
Widowed1,870363,59415,467,586
Divorced2,221436,88823,075,029
Number Of House Hold11,0312,431,591111,826,380
Average House Hold Size2.892.562.60
Medial Age32.5437.2535.46
Median House Hold Income$34,122$57,698$48,276
Average House Hold Income$44,345$75,023$63,629
P C I$15,438$29,196$24,529
M D I$30,178$48,105$41,133
A T H E$40,394$57,083$50,898
S T R5.00%5.00%
W C J79.12%81.38%77.74%
(Zip) Code
2150

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 5/17/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.