CCertihomes
32 Cypress, Narragansett, RI 02882

$1,150,000

4 beds 3 baths 2,116 sqft Built 2011Active

About this home

Smell the salt air from this custom-built modular home constructed by CT Valley homes in 2011. Set just a 1/4 mile from Roger Wheeler State beach, Cypress Avenue is a quiet street that's adjacent from the Galilee bird sanctuary and approximately a mile to the village of Galilee, home to the Block Island ferry and some of the best seafood in New England. The home provides the practicality of a colonial with contemporary flare. All four bedrooms are located on the second floor including the master suite which has a seasonal water view of the harbor of refuge. The large open kitchen was designed for entertaining while also offering the convenience of ample counter space and an oversized pantry. Elsewhere on the first, is a den which could play as a 5th bedroom or office. You will be impressed with the amount of storage that exists in this home. A full dry basement awaits with 8-foot ceilings, a rarity for the Sand Hill Cove neighborhood. Additional storage comes in the form of the 24x24 two-car garage and the bonus storage room above the garage. Looking for more space? Finish the bonus room as it has its own separate stairs/entrance. Low utility bills have been a trademark thanks to a Buderus boiler and a well-insulated tight build. Some cosmetics are needed but this home has great bones. Strong supporting values with plenty of new construction on the street and nearby. Massive opportunity to own a home, not just a cottage in this idyllic beach community.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,532/mo

Real estate (PITI + HOA + PMI)
$7,176
Principal + interest$5,216
Property tax + insurance$1,529
PMI / 2nd mortgage$431
Utilities
$1,112
Heating + cooling$403
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$140
$7,532/mo TLC
Budget$8,032/mo
Remaining after TLC$500/mo
Purchase price
$1,150,000
Down payment
$57,500 (5%)
Loan amount
$1,092,500
APR
4%

Quick facts

Type
Residential
Style
Colonial, Contemporary
Year built
2011
Lot size
0.2663 ac
Stories
0
Heating
Oil, Baseboard
Cooling
Attic Fan, Window Unit(s)
Water
Connected
HOA
Annual tax
$4,986
MLS #
1359361
County
Washington

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerDisposalMicrowaveOven/RangeRefrigeratorWasher
Interior
AtticAttic StorageWalls: Dry WallPlasterPlumbing: MixedInsulation: CeilingWalls
Exterior
Deck
Parking
Attached
Fireplace
None
Flooring
Hardwood, Vinyl, Carpet
Sewer
Connected

Lot features

Paved Driveway

Neighborhood — 02882

MetricThis ZIPCountyUSA
Population13,0091,095,423299,088,112
Population Change Since199015.00%9.00%20.00%
Population Density863994
Male6,286529,266147,432,321
Female6,723566,157151,655,844
Never Married4,397266,40463,775,926
Married4,987435,678123,120,365
Separated17943,64212,639,686
Widowed59866,66815,467,586
Divorced1,28783,84323,075,029
Number Of House Hold5,017410,399111,826,380
Average House Hold Size2.592.562.60
Medial Age35.2037.2735.46
Median House Hold Income$54,698$47,553$48,276
Average House Hold Income$71,904$61,609$63,629
P C I$27,842$23,965$24,529
M D I$45,810$40,634$41,133
A T H E$56,033$49,940$50,898
S T R7.00%7.00%
W C J78.40%78.02%77.74%
(Zip) Code
2882

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/17/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

32 Cypress · Narragansett — $1,150,000 · Certihomes