CCertihomes
546 East Beach, Charlestown, RI 02813

$3,495,000

2 beds 3 baths 1,738 sqft Built 1956Active

About this home

Welcome to 546 East Beach Rd, a stunning, turnkey waterfront property with 360-degree views of East Beach, Block Island Sound & Ninigret Pond. Enjoy your private walkway to Ninigret Pond and your very own mooring, or take a few short steps to East Beach for soft white sand, crystal clear water & soft ocean breezes. Inside, relax in open spaces perfect for entertaining, with a dining room for large dinners. 2nd floor, beautifully furnished living room is bright and airy to enjoy gazing at the stunning ocean views. Music fills the air with a Bose sound system with 4 zones. This home has had many updates (see attachment) and has grown in size since its last purchase including the dining room, den, office, exterior bathroom, and additional deck space that now totals over 1000 sf including a roof deck offering panoramic views of the ocean, pond, and beyond. Perched on engineered concrete pilings above FEMA standards, with a 2500-gallon cistern for water supply and a denitrification septic system to ensure reliability, sustainability and ease of mind. Practical amenities include a one car garage and ample parking. Flood insurance costs are reduced due to elevation and superior construction. For those who crave coastal living at its finest, 546 East Beach Rd offers the perfect blend of luxury, resilience, and tranquility. With treasured private beach and pond access and the promise of a lifetime of unforgettable views, this is more than just a home—it's a sanctuary by the sea.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$20,590/mo

Real estate (PITI + HOA + PMI)
$21,099
Principal + interest$15,851
Property tax + insurance$3,937
PMI / 2nd mortgage$1,311
Utilities
$1,146
Heating + cooling$420
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$134
Car insurance + maintenance$134
Other (entertainment)
$140
$20,590/mo TLC
Budget$21,090/mo
Remaining after TLC$500/mo
Purchase price
$3,495,000
Down payment
$174,750 (5%)
Loan amount
$3,320,250
APR
4%

Quick facts

Type
Residential
Style
Contemporary, Cottage
Year built
1956
Lot size
0.34 ac
Stories
0
Heating
Electric, Baseboard, Central Air, Zoned
Cooling
Ductless
Water
Cistern
HOA
Annual tax
$9,049
MLS #
1357877
County
Washington

At a glance

Basement
Garage (1)
Dishwasher
Balcony
Waterfront

Home features

Appliances
Electric Water HeaterDishwasherDryerMicrowaveOven/RangeRefrigeratorTrash CompactorWasher
Interior
Cathedral CeilingsStairsWalls: Dry WallPlumbing: MixedInsulation: CeilingFloorsWalls
Exterior
BalconyDeckPorch
Parking
Garage Door OpenerIntegral
Fireplace
None
Flooring
Ceramic Tile, Laminate
Sewer
Septic Tank

Neighborhood — 02813

MetricThis ZIPCountyUSA
Population8,6791,095,423299,088,112
Population Change Since199033.00%9.00%20.00%
Population Density213994
Male4,314529,266147,432,321
Female4,365566,157151,655,844
Never Married1,397266,40463,775,926
Married4,742435,678123,120,365
Separated16543,64212,639,686
Widowed45966,66815,467,586
Divorced55283,84323,075,029
Number Of House Hold3,247410,399111,826,380
Average House Hold Size2.662.562.60
Medial Age42.6637.2735.46
Median House Hold Income$61,196$47,553$48,276
Average House Hold Income$75,432$61,609$63,629
P C I$28,517$23,965$24,529
M D I$50,665$40,634$41,133
A T H E$58,115$49,940$50,898
S T R7.00%7.00%
W C J72.05%78.02%77.74%
(Zip) Code
2813

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 4/29/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

546 East Beach · Charlestown — $3,495,000 · Certihomes