CCertihomes
240 Cards Pond, South Kingstown, RI 02879

$429,000

3 beds 1 baths 625 sqft Built 1945Active

About this home

Step into your new summer home nestled directly on the sandy shores! Embrace the coastal charm of this beachfront cottage located on one of the most private corner lots within the enclave of Roy Carpenter Beach in Matunuck, boasting a rich history spanning over 75 years. Lounge luxuriously on the deck, soaking in panoramic ocean views. Features an airy, open-concept layout with a delightful eat-in kitchen, two cozy bedrooms, and a full bathroom complete with both indoor and outdoor showers for your convenience. Join in the vibrant community spirit with many summer events for residents. Explore nearby attractions such as the renowned Theatre By The Sea, the laid-back ambiance of Ocean Mist, and the culinary delights of Matunuck Oyster Bar. The charming allure of downtown Wakefield beckons just moments away, promising endless opportunities for leisurely strolls and eclectic shopping excursions. Savor the quintessential Rhode Island coastal lifestyle from May 1st to October 15th. Please note that these units are not available for investment rentals. Seize this remarkable chance to unwind and forge cherished memories by the sea, as you embrace the unparalleled allure of beachfront living with your very own coastal retreat.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,177/mo

Real estate (PITI + HOA + PMI)
$4,243
Principal + interest$2,764
Property tax + insurance$943
HOA$375
PMI / 2nd mortgage$161
Utilities
$532
Heating + cooling$138
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$134
Car insurance + maintenance$134
Other (entertainment)
$140
$4,177/mo TLC
Budget$5,000/mo
Remaining after TLC$823/mo
Purchase price
$429,000
Down payment
$21,450 (5%)
Loan amount
$407,550
APR
7.19%

Quick facts

Type
Residential
Style
Cottage
Year built
1945
Lot size
Stories
0
Heating
None
Cooling
Individual Unit
Water
Private, Well
HOA
$4,500 / Annually
Annual tax
$1,923
MLS #
1359422
County
Washington

At a glance

Waterfront

Home features

Appliances
Electric Water HeaterOven/RangeRefrigerator
Interior
Cathedral CeilingsWalls: Dry Wall
Exterior
Deck
Parking
No Garage
Fireplace
None
Flooring
Ceramic Tile, Laminate
Sewer
None

Neighborhood — 02879

MetricThis ZIPCountyUSA
Population19,4401,095,423299,088,112
Population Change Since199025.00%9.00%20.00%
Population Density446994
Male9,384529,266147,432,321
Female10,057566,157151,655,844
Never Married4,290266,40463,775,926
Married8,694435,678123,120,365
Separated44343,64212,639,686
Widowed1,16066,66815,467,586
Divorced1,58083,84323,075,029
Number Of House Hold7,141410,399111,826,380
Average House Hold Size2.692.562.60
Medial Age41.0537.2735.46
Median House Hold Income$62,532$47,553$48,276
Average House Hold Income$83,621$61,609$63,629
P C I$30,999$23,965$24,529
M D I$51,687$40,634$41,133
A T H E$62,178$49,940$50,898
S T R7.00%7.00%
W C J80.62%78.02%77.74%
(Zip) Code
2879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/23/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

240 Cards Pond · South Kingstown — $429,000 · Certihomes