CCertihomes
14 Meadow Ridge, Westerly, RI 02891

$1,225,000

4 beds 4 baths 4,035 sqft Built 1972Active

About this home

Welcome to 14 Meadow Ridge Road, a 4-5 bed 4 bath coastal contemporary home perfect for seasonal or year-round residency. The uniqueness of this property lies in its location. While many coastal properties offer stunning ocean vistas, few also provide the serene backdrop of a wooded area. This dual feature provides residents with a diverse and dynamic living experience. The current owners have invested in improvements inside and out including kitchen and baths, appliances, utilities, and whole home auto standby generator offering uninterrupted comfort. The primary suite boasts a coastal-inspired bath, California Closets, and a balcony, ideal for enjoying morning coffee while you soak up the ocean views to start the day. Custom window treatments add a touch of elegance, while a spacious family/media room offers unlimited potential for entertainment or relaxation. On the lower level you will find a professionally finished basement presenting versatile options, potentially serving as an in-law suite or additional living space, complete with a kitchenette, sleeping quarters and full bath. Step outside and enjoy the patio and spa, or relish in ocean views from the covered porch and multi-level mahogany deck. If you’re seeking the tranquility of nature or the energy of outdoor activities, this property offers the best of both worlds. Available furnished or unfurnished, this unique property presents a rare opportunity to experience coastal living at its finest.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,760/mo

Real estate (PITI + HOA + PMI)
$7,919
Principal + interest$5,556
Property tax + insurance$1,904
PMI / 2nd mortgage$459
Utilities
$2,146
Heating + cooling$920
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$8,760/mo TLC
Budget$9,260/mo
Remaining after TLC$500/mo
Purchase price
$1,225,000
Down payment
$61,250 (5%)
Loan amount
$1,163,750
APR
4%

Quick facts

Type
Residential
Style
Contemporary
Year built
1972
Lot size
0.51 ac
Stories
0
Heating
Oil, Hydro-Air
Cooling
Central Air
Water
Municipal
HOA
Annual tax
$7,729
MLS #
1359856
County
Washington

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher
Balcony

Home features

Appliances
DishwasherDryerExhaust FanMicrowaveOven/RangeRefrigeratorWasher
Interior
Walls: Dry WallPlumbing: CopperMixedPVC
Exterior
BalconyDeckPatioPorch
Parking
Integral
Fireplace
Brick
Flooring
Ceramic Tile, Hardwood
Sewer
Septic Tank

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/23/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.