CCertihomes
1 Penny, Westerly, RI 02808

$525,000

3 beds 2 baths 2,200 sqft Built 1988Active

About this home

Your dream home in Westerly! This inviting, fully renovated single-family residence boasts 3 spacious bedrooms and 2 luxurious full bathrooms. Step inside to discover beautiful hardwood floors flowing throughout the open first floor, illuminated by abundant natural light from several windows and three new skylights. The brand-new kitchen is a chef's delight, featuring modern finishes, stunning gold details, and stainless steel appliances. The open floor plan creates a seamless flow, perfect for entertaining. Enjoy outdoor living on the deck, take a dip in the above-ground pool, and take advantage of convenient off-street parking in the driveway. With an unfinished basement ready for your personal touch, this tome offers endless possibilities. Ideally located at the end of a cul-de-sac. Don't miss the chance to make this freshly renovated gem yours!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,099/mo

Real estate (PITI + HOA + PMI)
$4,395
Principal + interest$3,382
Property tax + insurance$816
PMI / 2nd mortgage$197
Utilities
$1,344
Heating + cooling$519
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$134
Car insurance + maintenance$134
Other (entertainment)
$140
$5,099/mo TLC
Budget$5,599/mo
Remaining after TLC$500/mo
Purchase price
$525,000
Down payment
$26,250 (5%)
Loan amount
$498,750
APR
7.19%

Quick facts

Type
Residential
Style
Cape Cod
Year built
1988
Lot size
0.36 ac
Stories
0
Heating
Other Fuel, Baseboard
Cooling
None
Water
Connected
HOA
Annual tax
$3,066
MLS #
1359947
County
Washington

At a glance

Basement
Pool

Home features

Appliances
Electric Water Heater
Exterior
Deck
Parking
No Garage
Pool
Above Ground
Fireplace
None
Flooring
Hardwood, Laminate
Sewer
Septic Tank

Lot features

Cul-De-Sac

Neighborhood — 02808

MetricThis ZIPCountyUSA
Population1,6661,095,423299,088,112
Population Change Since199015.00%9.00%20.00%
Population Density284994
Male834529,266147,432,321
Female832566,157151,655,844
Never Married355266,40463,775,926
Married716435,678123,120,365
Separated3043,64212,639,686
Widowed4866,66815,467,586
Divorced13283,84323,075,029
Number Of House Hold518410,399111,826,380
Average House Hold Size3.202.562.60
Medial Age33.7037.2735.46
Median House Hold Income$54,796$47,553$48,276
Average House Hold Income$63,607$61,609$63,629
P C I$20,305$23,965$24,529
M D I$46,063$40,634$41,133
A T H E$51,501$49,940$50,898
S T R7.00%7.00%
W C J63.91%78.02%77.74%
(Zip) Code
2808

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/24/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.