CCertihomes
28 Lawton, Westerly, RI 02891

$885,000

3 beds 2 baths 844 sqft Built 1954Active

About this home

Summer is almost here !! Welcome to your charming coastal retreat! This sweet, cottage-style home boasts three bedrooms, one full bath, and one half bath, making it the perfect haven for beach-loving families or friends. With a NEW ROOF, NEW SIDING, upgraded electrical, plumbing natural gas heat, Central AC ..beautiful kitchen and baths .., and much more, this home offers modern comfort while retaining its timeless charm. Step inside to discover a cozy interior featuring new sliders that invite natural light to shine through the rooms. The sun-soaked interior invites the outside in. Whether you're unwinding after a day at the beach or enjoying a lazy morning, the fabulous porch and great yard provide the ideal spaces for relaxation and outdoor living. Located in the heart of Misquamicut, this home puts you within easy reach of all the area has to offer. From movies on the beach to car shows, dinner at Marias, cocktails at the Andrea and endless fun, you'll find entertainment and excitement just moments away. Plus, with the beach just a 2/10 of a mile (350 yards!!!) from your doorstep, you can indulge in the sun, sand, and surf whenever the mood strikes. Not only does this property offer a delightful lifestyle, but it also serves as an income-producing gem, with a summer income of 25k. Don't miss out on the opportunity to make this coastal oasis your own!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,925/mo

Real estate (PITI + HOA + PMI)
$5,657
Principal + interest$4,014
Property tax + insurance$1,311
PMI / 2nd mortgage$332
Utilities
$746
Heating + cooling$220
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$5,925/mo TLC
Budget$6,425/mo
Remaining after TLC$500/mo
Purchase price
$885,000
Down payment
$44,250 (5%)
Loan amount
$840,750
APR
4%

Quick facts

Type
Residential
Style
Cottage
Year built
1954
Lot size
0.26 ac
Stories
0
Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Connected
HOA
Annual tax
$5,850
MLS #
1360039
County
Washington

At a glance

Air conditioning
Basement

Home features

Appliances
Tankless Water Heater
Interior
Plumbing: MixedInsulation: Unknown
Exterior
PorchScreened Pch/Patio/Dck/Brzwy
Parking
No Garage
Fireplace
None
Flooring
Ceramic Tile, Hardwood
Sewer
Cesspool

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/26/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.