CCertihomes
401 Waterman, East Providence, RI 02914

$369,900

2 beds 2 baths Built 1930Active

About this home

Sweet two-unit home on a corner lot, close to everything! The property has two one bedroom units and possible expansion in basement to create more living space as it is already plumbed for a third bathroom. Large deck off the owners unit overlooks a pretty fenced yard. Two car detached garage offers more parking and plenty of storage. This is the perfect home for a first time homebuyer looking for income production. Disclosures available upon request.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,083/mo

Real estate (PITI + HOA + PMI)
$3,262
Principal + interest$2,383
Property tax + insurance$740
PMI / 2nd mortgage$139
Utilities
$1,418
Heating + cooling$556
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$156
Car insurance + maintenance$156
Other (entertainment)
$140
$4,083/mo TLC
Budget$5,000/mo
Remaining after TLC$917/mo
Purchase price
$369,900
Down payment
$18,495 (5%)
Loan amount
$351,405
APR
7.19%

Quick facts

Type
Rental
Style
Year built
1930
Lot size
0.15 ac
Stories
2
Heating
Natural Gas, Baseboard, Forced Air
Cooling
Window Unit(s)
Water
Connected, Municipal, Public
HOA
Annual tax
$3,700
MLS #
1358113
County
Providence

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
Gas Water HeaterDryerExhaust FanOven/RangeRefrigeratorWasher
Interior
Walls: Dry WallPlasterInsulation: CeilingWalls
Exterior
Deck
Parking
Detached
Fireplace
Gas
Flooring
Ceramic Tile, Laminate, Carpet
Sewer
Connected

Lot features

Corner Lot, Fenced, Sidewalks

Neighborhood — 02914

MetricThis ZIPCountyUSA
Population21,7201,095,423299,088,112
Population Change Since19900.00%9.00%20.00%
Population Density4,546994
Male10,261529,266147,432,321
Female11,458566,157151,655,844
Never Married5,263266,40463,775,926
Married8,305435,678123,120,365
Separated86943,64212,639,686
Widowed1,70966,66815,467,586
Divorced1,82083,84323,075,029
Number Of House Hold8,866410,399111,826,380
Average House Hold Size2.412.562.60
Medial Age38.0437.2735.46
Median House Hold Income$38,508$47,553$48,276
Average House Hold Income$44,876$61,609$63,629
P C I$18,951$23,965$24,529
M D I$33,768$40,634$41,133
A T H E$40,702$49,940$50,898
S T R7.00%7.00%
W C J74.66%78.02%77.74%
(Zip) Code
2914

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/8/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

401 Waterman · East Providence — $369,900 · Certihomes