CCertihomes
626 Smithfield #912, North Providence, RI 02904

$275,000

2 beds 2 baths 1,050 sqft Built 1988Active

About this home

Just off the Wenscott Reservoir is the St. James complex tucked back for quiet condo living. Upon arriving, you'll find attractive brick buildings and grounds bringing you to unit #912. This 2 bed, one and a half bath condo will invite you in with an open floor plan. The living room features a functioning fireplace, leading to a generous dining area. Kitchen features maple shaker style cabinets, with a granite countertop and stainless appliances for a modern look and feel. Upstairs, you'll find two generously sized bedrooms, including a primary suite with walk-in closet and attached full bath. With forced hot air and central air, you'll be comfortable year round. Unit also comes with designated parking and an in-unit washer and dryer will transfer with sale. Subject to Seller finding suitable housing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,241/mo

Real estate (PITI + HOA + PMI)
$3,096
Principal + interest$1,772
Property tax + insurance$876
HOA$345
PMI / 2nd mortgage$103
Utilities
$764
Heating + cooling$254
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$141
Car insurance + maintenance$141
Other (entertainment)
$140
$3,241/mo TLC
Budget$5,000/mo
Remaining after TLC$1,759/mo
Purchase price
$275,000
Down payment
$13,750 (5%)
Loan amount
$261,250
APR
7.19%

Quick facts

Type
Condominium
Style
Year built
1988
Lot size
Stories
2
Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Connected, In Fee
HOA
$345 / Monthly
Annual tax
$2,900
MLS #
1359932
County
Providence

At a glance

Air conditioning
Fireplace
Dishwasher

Home features

Appliances
Electric Water HeaterDishwasherDryerDisposalMicrowaveOven/RangeRefrigeratorWasher
Interior
Walls: Dry WallPlumbing: MixedInsulation: Unknown
Parking
No GarageAssigned
Fireplace
Marble
Flooring
Ceramic Tile, Carpet
Sewer
Connected, In Fee

Neighborhood — 02904

MetricThis ZIPCountyUSA
Population30,6261,095,423299,088,112
Population Change Since19905.00%9.00%20.00%
Population Density5,764994
Male14,396529,266147,432,321
Female16,230566,157151,655,844
Never Married7,686266,40463,775,926
Married11,739435,678123,120,365
Separated1,18443,64212,639,686
Widowed2,53866,66815,467,586
Divorced2,64283,84323,075,029
Number Of House Hold13,646410,399111,826,380
Average House Hold Size2.222.562.60
Medial Age40.4637.2735.46
Median House Hold Income$40,657$47,553$48,276
Average House Hold Income$52,601$61,609$63,629
P C I$23,626$23,965$24,529
M D I$35,491$40,634$41,133
A T H E$45,008$49,940$50,898
S T R7.00%7.00%
W C J80.55%78.02%77.74%
(Zip) Code
2904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/28/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.