CCertihomes
98 Locust, Portsmouth, RI 02871

$1,289,000

3 beds 3 baths 2,977 sqft Built 1850Active

About this home

First time to market in over 50 years! Welcome to Watson Farm circa 1850.This carefully restored center-chimney colonial blends classic charm with modern conveniences.This handsome antique property has been lovingly cared for by the owner of 57 years. Enter thru the oversized mudroom to fully updated kitchen with original pine floors, custom cabinetry and the finest stainless appliances. The kitchen is also home to one of 6 working fireplaces with sitting area and dining table.A cozy sunroom overlooks stonewalls, an English garden with roses, 6 specimen trees and a lovely outbuilding with its own fireplace. A conveniently located butler's pantry with glass built-ins and copper sink is functional and perfect for entertaining. Formal dining and living rooms with respective fireplaces lead to a home office and the den/keeping room with a wall of buit-ins. A powder room completes this level.Second floor consists of a primary bedroom with working fireplace, a with walk-in closet/dressing area and separate sitting room with built-in shelves. There's 2 additional bedrooms and 2 full baths on this level.Full walk-up attic in house and over garage offers plenty of storage and expansion possibilities. Some updates include restored windows by Newport Restoration, young roof, new heating system and central air. This meticulously maintained home is a blend of timeless elegance while seamlessly integrating today's busy lifestyle.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,337/mo

Real estate (PITI + HOA + PMI)
$7,849
Principal + interest$5,846
Property tax + insurance$1,520
PMI / 2nd mortgage$483
Utilities
$1,507
Heating + cooling$607
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$127
$8,337/mo TLC
Budget$8,837/mo
Remaining after TLC$500/mo
Purchase price
$1,289,000
Down payment
$64,450 (5%)
Loan amount
$1,224,550
APR
4%

Quick facts

Type
Residential
Style
Year built
1850
Lot size
0.75 ac
Stories
0
Heating
Oil, Forced Air, Zoned
Cooling
Central Air
Water
Connected
HOA
Annual tax
$2,977
MLS #
1358088
County
Newport

At a glance

Air conditioning
Fireplace
Basement
Garage (4)
Dishwasher

Home features

Appliances
Electric Water HeaterDishwasherDryerExhaust FanRange HoodMicrowaveOven/RangeRefrigeratorWasher
Interior
AtticAttic StairsAttic StorageSkylightStairsWet BarWalls: PlasterPlumbing: CopperMixedInsulation: Walls
Parking
Attached
Fireplace
Brick
Flooring
Ceramic Tile, Hardwood
Sewer
Septic Tank

Lot features

Out Building

Neighborhood — 02871

MetricThis ZIPCountyUSA
Population17,7781,095,423299,088,112
Population Change Since19900.00%9.00%20.00%
Population Density975994
Male8,711529,266147,432,321
Female9,048566,157151,655,844
Never Married2,881266,40463,775,926
Married9,049435,678123,120,365
Separated23543,64212,639,686
Widowed97066,66815,467,586
Divorced1,31383,84323,075,029
Number Of House Hold6,453410,399111,826,380
Average House Hold Size2.742.562.60
Medial Age41.9537.2735.46
Median House Hold Income$68,004$47,553$48,276
Average House Hold Income$83,301$61,609$63,629
P C I$30,416$23,965$24,529
M D I$55,957$40,634$41,133
A T H E$62,229$49,940$50,898
S T R7.00%7.00%
W C J71.41%78.02%77.74%
(Zip) Code
2871

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/28/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

98 Locust · Portsmouth — $1,289,000 · Certihomes