CCertihomes
391 Atlantic, Westerly, RI 02891

$2,200,000

3 beds 2 baths 816 sqft Built 1940Active

About this home

Welcome to your dream beach house, where every day feels like a vacation! This stunning oceanfront property, near to the heart of Misquamicut Beach, offers everything you've ever wanted in a coastal retreat. Imagine waking up to the soothing sound of waves and enjoying your morning coffee with an unobstructed view of the sparkling ocean. This cottage has 3 bedrooms, 1 full bath with additional outside shower, expansive wrap-around deck and a boardwalk leading right to the shoreline. Ready for your updates and personal touches. This beach house is not just a home; it's a lifestyle.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$13,823/mo

Real estate (PITI + HOA + PMI)
$14,055
Principal + interest$9,978
Property tax + insurance$3,252
PMI / 2nd mortgage$825
Utilities
$732
Heating + cooling$213
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$13,823/mo TLC
Budget$14,323/mo
Remaining after TLC$500/mo
Purchase price
$2,200,000
Down payment
$110,000 (5%)
Loan amount
$2,090,000
APR
4%

Quick facts

Type
Residential
Style
Ranch
Year built
1940
Lot size
0.28 ac
Stories
0
Heating
Electric, None
Cooling
None
Water
Connected, Individual Meter
HOA
Annual tax
$15,118
MLS #
1360150
County
Washington

At a glance

Basement
Waterfront

Home features

Appliances
Electric Water HeaterOven/RangeRefrigerator
Interior
Plumbing: CopperInsulation: Unknown
Exterior
DeckPatioPorch
Parking
No Garage
Fireplace
None
Flooring
Pine
Sewer
Septic Tank

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/28/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.