CCertihomes
4 Desiree #A, Smithfield, RI 02917

$554,900

2 beds 2 baths 1,392 sqft Built 2019Active

About this home

The Residences at Stillwater Cove is a serene & picturesque neighborhood. This 4 ½ y.o. duplex/condo offers one level living, 2 BR & 2 full baths blending convenience & luxury. Open floor plan features cathedral ceilings & LED lighting throughout, creating an inviting space, perfect for entertaining. Kitchen w/ large island seating, granite counters & upgraded Frigidaire Gallery SS appliances. Adjacent to the dining area, the spacious LR includes a zero-clearance gas fireplace w/ blower, adding warmth & ambiance during fall & winter. Custom HunterDouglas window treatments & new NormanUSA slider Plantation shutters, allow for natural light & privacy. Ensuite Master BR features a walk-in closet & a coffered ceiling. Hardwood oak flooring & upgraded tile in the BRs & laundry room. Full utility closet in the laundry room & a pantry off the kitchen for ample storage. The 1, 300+ sq. ft. full basement w/ high ceilings is an easy finish for even more space. Perfect for a media room or home office(s). 2-car garage w/ built-in workbenches & 15 cabinets for more storage & organization. The private paver patio area gets morning sun & is great for gatherings & grilling. Low condo fee covers prof. landscaping w/ irrigation, snow removal & ext. maintenance. Come appreciate the lush common areas & access to Stillwater Pond w/ canoeing, kayaking, & fishing. Adjoining Stillwater Scenic Trail offers approx. 5 acres of scenic walking paths. Exceptional home in a desirable pet friendly community!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,460/mo

Real estate (PITI + HOA + PMI)
$5,298
Principal + interest$3,575
Property tax + insurance$1,241
HOA$274
PMI / 2nd mortgage$208
Utilities
$844
Heating + cooling$294
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$152
Car insurance + maintenance$152
Other (entertainment)
$140
$5,460/mo TLC
Budget$5,960/mo
Remaining after TLC$500/mo
Purchase price
$554,900
Down payment
$27,745 (5%)
Loan amount
$527,155
APR
7.19%

Quick facts

Type
Condominium
Style
Year built
2019
Lot size
Stories
1
Heating
Natural Gas, Forced Air, Gas Connected
Cooling
Central Air
Water
Connected
HOA
$274 / Monthly
Annual tax
$4,963
MLS #
1360052
County
Providence

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Electric Water HeaterDishwasherDryerDisposalMicrowaveOven/RangeRefrigerator
Interior
Cathedral CeilingsWalls: Dry WallPlumbing: MixedInsulation: CeilingFloorsWalls
Exterior
PatioPorch
Parking
AttachedAssigned
Fireplace
GasMarbleZero Clearance
Flooring
Ceramic Tile, Hardwood
Sewer
Connected

Lot features

Cul-De-Sac, Paved Driveway, Sprinklers, Underground Utilities

Neighborhood — 02917

MetricThis ZIPCountyUSA
Population15,5521,095,423299,088,112
Population Change Since199014.00%9.00%20.00%
Population Density695994
Male7,756529,266147,432,321
Female7,796566,157151,655,844
Never Married4,643266,40463,775,926
Married6,110435,678123,120,365
Separated44143,64212,639,686
Widowed1,01766,66815,467,586
Divorced1,12383,84323,075,029
Number Of House Hold5,223410,399111,826,380
Average House Hold Size2.422.562.60
Medial Age36.4737.2735.46
Median House Hold Income$58,971$47,553$48,276
Average House Hold Income$70,706$61,609$63,629
P C I$26,429$23,965$24,529
M D I$48,906$40,634$41,133
A T H E$55,206$49,940$50,898
S T R7.00%7.00%
W C J74.56%78.02%77.74%
(Zip) Code
2917

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/27/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.