CCertihomes
7 Covington, Westerly, RI 02891

$415,000

2 beds 2 baths 1,322 sqft Built 2013Active

About this home

This beautiful stand alone condo at Covington Cottages is situated on a private cul-de-sac. It features 2 spacious bedrooms and 2 full bathrooms. This well-maintained condo boasts 2x6 construction, city gas, sewer, and water, central A/C, and gas heat. Additional amenities include a full basement and an attached 1-car garage. Located within walking distance to Downtown Westerly, with close proximity to the train, YMCA, and Wilcox Park. Move-in ready, the huge basement offers plenty of space for a game room. The home also includes insulated glass windows, a patio, a porch, and vinyl siding. The HOA covers lawn care, snow removal, garbage, and general maintenance. Sale is subject to the sellers finding suitable housing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,199/mo

Real estate (PITI + HOA + PMI)
$3,818
Principal + interest$2,673
Property tax + insurance$844
HOA$145
PMI / 2nd mortgage$156
Utilities
$910
Heating + cooling$302
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$4,199/mo TLC
Budget$5,000/mo
Remaining after TLC$801/mo
Purchase price
$415,000
Down payment
$20,750 (5%)
Loan amount
$394,250
APR
7.19%

Quick facts

Type
Condominium
Style
Year built
2013
Lot size
0.0877 ac
Stories
2
Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Connected
HOA
$145 / Monthly
Annual tax
$3,281
MLS #
1359827
County
Washington

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
Electric Water HeaterDishwasherDryerDisposalMicrowaveOven/RangeWasher
Interior
AtticWalls: Dry WallPlumbing: CopperMixedPVCInsulation: CeilingFloorsWalls
Parking
AttachedGarage Door OpenerUnassigned
Fireplace
None
Flooring
Ceramic Tile, Hardwood, Carpet
Sewer
Connected

Lot features

Underground Utilities

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/29/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.