CCertihomes
0 E Spencer Road, Spencer, NY 14883

$189,900

2 beds 0 baths Built 1981111 days on marketActive

About this home

Take a trip off the beaten path to enjoy this hillside retreat, complete with a large footprint of wooded land, a manufactured home, and a wood-fired sauna next to a well-stocked pond. Accessible exclusively via a private drive, this gem of a secluded wonderland brings together 78 acres of rural land with the conveniences of home, including full electricity, septic, and running water. Surrounded by serenity, the well-kept manufactured home features two bedrooms, one bath, a living room, and a kitchen. Enjoy all the sights and sounds nature has to offer from the large deck and covered porch that overlook the pond and surrounding forest. A great property for hunting, fishing, relaxing, and connecting with nature, this property provides ample opportunities for recreation and decompression from an otherwise busy world. To find your place of peace off Gay Hollow Road, contact us today for more information or to schedule a private showing. Please do not enter the property without a licensed real estate agent or a scheduled showing. All buyers must provide proof of funds or proof of pre-qualification to schedule a showing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,432/mo

Real estate (PITI + HOA + PMI)
$1,892
Principal + interest$1,218
Property tax + insurance$603
PMI / 2nd mortgage$71
Utilities
$1,037
Heating + cooling$368
Internet + TV + phone$135
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$135
$2,432/mo TLC
Budget$5,000/mo
Remaining after TLC$2,568/mo
Purchase price
$189,900
Down payment
$9,495 (5%)
Loan amount
$180,405
APR
7.15%

Quick facts

Type
Cabin
Style
Manufactured Home with Land, Single Wide
Year built
1981
Lot size
78 ac
Stories
1
Heating
Cooling
Water
Well
HOA
Annual tax
MLS #
R1541517
County
Tioga

Home features

Appliances
GasOvenGasRangeMicrowaveRefrigerator
Interior
EatInKitchen
Exterior
DirtDrivewayDeckPropaneTankOwned
Flooring
Carpet, Laminate, Varies
Roof
Metal
Sewer
SepticTank

Lot features

CityLot, RuralLot, Secluded, GentleSloping, PondOnLot, SteepSlope, Wooded

Neighborhood — 14883

MetricThis ZIPCountyUSA
Population4,05419,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density59395
Male2,0359,381,926147,432,321
Female2,0199,969,168151,655,844
Never Married7384,946,39163,775,926
Married1,8447,166,701123,120,365
Separated1651,159,67312,639,686
Widowed1531,110,24515,467,586
Divorced3811,210,44823,075,029
Number Of House Hold1,4797,102,016111,826,380
Average House Hold Size2.742.642.60
Medial Age35.8536.5335.46
Median House Hold Income$44,249$49,847$48,276
Average House Hold Income$51,889$70,032$63,629
P C I$18,931$26,569$24,529
M D I$38,267$42,210$41,133
A T H E$44,835$54,185$50,898
S T R8.00%4.00%
W C J68.65%81.55%77.74%
(Zip) Code
14883

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/29/2024. Provided courtesy of Whitetail Properties Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.

0 E Spencer Road · Spencer — $189,900 · Certihomes