CCertihomes
177 Cedar, Charlestown, RI 02813

$599,000

2 beds 2 baths 873 sqft Built 1970Active

About this home

Located in the desirable Charlestown Beach area, and a mere steps to Green Hill Pond, this is the perfect summer home or getaway for all seasons! You will find this property well-cared for, neat as a pin, and wonderfully located just a short drive or an easy bike ride to the white sands of Charlestown Beach, and within walking distance to salt pond access. This sweet cottage offers 2 bedrooms, 1.5 bathrooms, central air conditioning, enclosed outdoor shower, and fabulous entertaining spaces. A private screened deck overlooks the backyard, and is the ideal spot to share meals and enjoy breezy summer nights. A rooftop deck enjoys salt water breezes and seasonal pond views. Join the optional Ocean Ridge Civic Association to enjoy amenities such as clubhouse, beach and pavilion on Green Hill Pond, boat launches with canoe/ kayak racks, marina with 20 boat capacity, and summertime social events/ music. Charlestown residents enjoy low taxes and the ability to get beach passes to both the Town Beach and Blue Shutters Beach. The current owners have rented the property on occasion and its location offers strong appeal to the marketplace for someone who may be interested in the rental potential. Saltwater recreation and all of the charm of the Charlestown Beach area await!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,244/mo

Real estate (PITI + HOA + PMI)
$4,864
Principal + interest$3,859
Property tax + insurance$780
PMI / 2nd mortgage$225
Utilities
$752
Heating + cooling$223
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$134
Car insurance + maintenance$134
Other (entertainment)
$140
$5,244/mo TLC
Budget$5,744/mo
Remaining after TLC$500/mo
Purchase price
$599,000
Down payment
$29,950 (5%)
Loan amount
$569,050
APR
7.19%

Quick facts

Type
Residential
Style
Cottage, Ranch
Year built
1970
Lot size
0.11 ac
Stories
0
Heating
Oil, Forced Air
Cooling
Central Air
Water
Well
HOA
Annual tax
$2,517
MLS #
1360049
County
Washington

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
Electric Water HeaterDishwasherDryerMicrowaveOven/RangeRefrigeratorWasher
Interior
Walls: Dry WallPlumbing: MixedInsulation: CeilingWalls
Exterior
DeckScreened Pch/Patio/Dck/Brzwy
Parking
No Garage
Fireplace
None
Flooring
Ceramic Tile, Hardwood, Laminate
Sewer
Septic Tank

Lot features

Out Building

Neighborhood — 02813

MetricThis ZIPCountyUSA
Population8,6791,095,423299,088,112
Population Change Since199033.00%9.00%20.00%
Population Density213994
Male4,314529,266147,432,321
Female4,365566,157151,655,844
Never Married1,397266,40463,775,926
Married4,742435,678123,120,365
Separated16543,64212,639,686
Widowed45966,66815,467,586
Divorced55283,84323,075,029
Number Of House Hold3,247410,399111,826,380
Average House Hold Size2.662.562.60
Medial Age42.6637.2735.46
Median House Hold Income$61,196$47,553$48,276
Average House Hold Income$75,432$61,609$63,629
P C I$28,517$23,965$24,529
M D I$50,665$40,634$41,133
A T H E$58,115$49,940$50,898
S T R7.00%7.00%
W C J72.05%78.02%77.74%
(Zip) Code
2813

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
RI & State Wide MLS

Listing information last refreshed 6/1/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.