CCertihomes
126 Atlantic, Westerly, RI 02891

$1,200,000

2 beds 1 baths 816 sqft Built 1955Active

About this home

Reserve your front row seat now for the hottest ticket in town. You could enjoy unobstructed ocean views spanning from Block Island to Long Island across the sound. As a member of the Misquamicut Fire District, you have access to the private beach across the street with a bath house, lifeguards, staff and an unbeatable community feel as you bask in the sun & surf with your beach neighbors. Stroll the incredible 7-mile stretch of one of the most beautiful beaches on the East Coast. Head east to the Weekapaug Breachway or west to Watch Hill to visit Taylor Swift or the Ocean House. A plethora of entertainment is at your fingertips. Enjoy live bands and DJs, movies on the beach, nearby oceanside restaurants & clubs, or a quiet, elegant dinner at one of the upscale restaurants. The modest existing home is useable as is, easily updated or removed to make room for your dream home at the beach. It's all about the location! Call today for a tour and details on building on this rare ocean view lot.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,700/mo

Real estate (PITI + HOA + PMI)
$7,557
Principal + interest$5,443
Property tax + insurance$1,664
PMI / 2nd mortgage$450
Utilities
$732
Heating + cooling$213
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$7,700/mo TLC
Budget$8,200/mo
Remaining after TLC$500/mo
Purchase price
$1,200,000
Down payment
$60,000 (5%)
Loan amount
$1,140,000
APR
4%

Quick facts

Type
Residential
Style
Cottage, Ranch
Year built
1955
Lot size
0.1148 ac
Stories
0
Heating
None
Cooling
None
Water
Public
HOA
Annual tax
$6,734
MLS #
1360105
County
Washington

At a glance

Basement
Waterfront

Home features

Appliances
Electric Water HeaterOven/RangeRefrigerator
Interior
Walls: PaneledPlumbing: MixedInsulation: Unknown
Exterior
Screened Pch/Patio/Dck/Brzwy
Parking
No Garage
Fireplace
None
Flooring
Carpet
Sewer
Unknown

Lot features

Corner Lot

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 6/1/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.