CCertihomes
454 Fisk Hill Road, Unadilla, NY 13849

$299,000

3 beds 2 baths 1,300 sqft Built 19924 days on marketActive

About this home

Here is your opportunity to own your own slice of heaven in Upstate New York! Beautiful country setting with your own large POND and woods. Amazing views of your property from the wrap around deck and 2nd floor balcony! The house is very well maintained and ready for you to move in! Open floor plan with cathedral ceiling and Propane Stove in LR, kitchen, 2 Bedrooms and a full bath on the first floor. HUGE Loft Bedroom with 2-Closets and half bath on the 2nd floor. The loft overlooks the main floor. New LVP flooring throughout. Enjoy this property as a 2nd home or live here full time! 2-Sheds should satisfy your storage needs, one with overhead door. Deck wraps around 3 sides of the house. If you enjoy, hunting, fishing, hiking, birdwatching or any other out door activity you will love this property. Property is Surveyed. Short drive to Cooperstown home of the Baseball Hall of Fame. Easy access to I88 making for an easy commute. Sellers require Pre Qualification Letter or Proof of funds to view the property.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,998/mo

Real estate (PITI + HOA + PMI)
$2,528
Principal + interest$1,918
Property tax + insurance$498
PMI / 2nd mortgage$112
Utilities
$976
Heating + cooling$336
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,998/mo TLC
Budget$5,000/mo
Remaining after TLC$2,002/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow, Cabin, Chalet
Year built
1992
Lot size
7.77 ac
Stories
1
Heating
Electric, Baseboard
Cooling
Water
Well
HOA
Annual tax
$2,118
MLS #
R1556295
County
Otsego

At a glance

Waterfront

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevelLoft
Exterior
BalconyDirtDrivewayDeck
Parking
NoGarageOther
Flooring
LuxuryVinyl
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13849

MetricThis ZIPCountyUSA
Population5,15419,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density66395
Male2,5399,381,926147,432,321
Female2,6159,969,168151,655,844
Never Married9244,946,39163,775,926
Married2,3207,166,701123,120,365
Separated1791,159,67312,639,686
Widowed3711,110,24515,467,586
Divorced4441,210,44823,075,029
Number Of House Hold1,9727,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age39.2236.5335.46
Median House Hold Income$37,796$49,847$48,276
Average House Hold Income$46,621$70,032$63,629
P C I$17,857$26,569$24,529
M D I$33,229$42,210$41,133
A T H E$41,723$54,185$50,898
S T R4.00%
W C J79.16%81.55%77.74%
(Zip) Code
13849

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2024. Provided courtesy of EXIT Realty Homeward Bound via Buffalo MLS. Information deemed reliable but not guaranteed.