CCertihomes
14492 Grossman Point, Clayton, NY 13624

$345,000

1 beds 1 baths 720 sqft Built 20042 days on marketActive

About this home

Discover the perfect canvas for your island retreat with this charming summer cottage studio on picturesque Grindstone Island. Set on approximately 1+ acre with 200 feet of deep-water frontage, this property offers stunning channel views and an ideal setting for your seasonal escape. A new deed is in process to reflect the updated acreage and waterfront; a full survey is complete and available. The studio features all-new windows that frame serene waterfront vistas, a well-insulated floor, and room to expand. Inside, a full bathroom is underway with a shower already installed and the toilet and vanity on site, ready for completion. The property is equipped with a 1000-gallon septic system, brand-new electric service with underground power, and all PEX plumbing already in place—providing a strong foundation for your finishing touches. Enjoy immediate boating access with underwater anchors ready to secure the included 26' x 8' floating dock. In addition, a dock in Rusho Bay will be available for your use while new dock is built, offering convenient temporary access to the island. Whether you're looking to finish it yourself or bring in a contractor, this studio offers the rare opportunity to create a custom island escape with privacy, incredible views, and room to expand with trail access to all that Grindstone Island has to offer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,325/mo

Real estate (PITI + HOA + PMI)
$3,015
Principal + interest$2,214
Property tax + insurance$672
PMI / 2nd mortgage$129
Utilities
$695
Heating + cooling$198
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,325/mo TLC
Budget$5,000/mo
Remaining after TLC$1,675/mo
Purchase price
$345,000
Down payment
$17,250 (5%)
Loan amount
$327,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, Other - See Remarks
Year built
2004
Lot size
1 ac
Stories
1
Heating
Other, SeeRemarks, None
Cooling
Water
Lake, River
HOA
Annual tax
$4,017
MLS #
S1564645
County
Jefferson

At a glance

Waterfront

Home features

Appliances
SeeRemarksWaterHeater
Interior
OtherSeeRemarks
Parking
NoGarageNoDriveway
Flooring
Other, SeeRemarks
Roof
Metal
Sewer
SepticTank

Lot features

Other, SeeRemarks

Neighborhood — 13624

MetricThis ZIPCountyUSA
Population4,14419,351,094299,088,112
Population Change Since199023.00%8.00%20.00%
Population Density58395
Male2,7049,381,926147,432,321
Female1,4409,969,168151,655,844
Never Married1,3724,946,39163,775,926
Married1,4717,166,701123,120,365
Separated3191,159,67312,639,686
Widowed1571,110,24515,467,586
Divorced2971,210,44823,075,029
Number Of House Hold1,0397,102,016111,826,380
Average House Hold Size2.672.642.60
Medial Age37.4436.5335.46
Median House Hold Income$44,285$49,847$48,276
Average House Hold Income$50,928$70,032$63,629
P C I$17,694$26,569$24,529
M D I$37,937$42,210$41,133
A T H E$44,293$54,185$50,898
S T R7.75%4.00%
W C J76.24%81.55%77.74%
(Zip) Code
13624

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 9/11/2024. Provided courtesy of Four Seasons Sotheby's Inter. via Buffalo MLS. Information deemed reliable but not guaranteed.