CCertihomes
317 Clay Street, Watertown City, NY 13601

$229,900

5 beds 0 baths 4,969 sqft Built 1950289 days on marketActive

About this home

Here we have a terrific investment opportunity and the majority of the hard work has already been done! This is a property with 2 separate buildings. The 4 unit building has been almost completely renovated and the house in the back has already been gutted to the studs. With a little elbow grease to the back house this could quickly be a fully operational 5 unit property with serious income potential. Please ask your agent for the list of updates that have been done. Check this one out today and start earning! **** Please note this is a 5 unit property and requires a commercial loan if financing

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,645/mo

Real estate (PITI + HOA + PMI)
$2,231
Principal + interest$1,475
Property tax + insurance$670
PMI / 2nd mortgage$86
Utilities
$2,817
Heating + cooling$1,259
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,645/mo TLC
Budget$5,000/mo
Remaining after TLC$1,355/mo
Purchase price
$229,900
Down payment
$11,495 (5%)
Loan amount
$218,405
APR
7.15%

Quick facts

Type
Commercial
Style
Year built
1950
Lot size
0.2015 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,073
MLS #
S1570388
County
Jefferson

At a glance

Basement

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Exterior
GravelDriveway
Parking
ThreeOrMoreSpacesNoGarage
Flooring
Carpet, Hardwood, Tile, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 10/7/2024. Provided courtesy of Keller Williams Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.