CCertihomes
138 Saint Mary Street, Watertown City, NY 13601

$50,000

3 beds 2 baths 1,116 sqft Built 1910267 days on marketActive

About this home

This 3 bedroom 1 and a half bath house is looking for it's new owners. But it does need work. This property is eligible under the First Look Initiative. All Owner Occupant offers will be responded to after 7 days on the market and Investor offers will be responded to after 30 days. However, all offers can be submitted during the First Look period.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,199/mo

Real estate (PITI + HOA + PMI)
$651
Principal + interest$321
Property tax + insurance$311
PMI / 2nd mortgage$19
Utilities
$951
Heating + cooling$326
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,199/mo TLC
Budget$5,000/mo
Remaining after TLC$3,801/mo
Purchase price
$50,000
Down payment
$2,500 (5%)
Loan amount
$47,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1910
Lot size
0.1035 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,631
MLS #
S1571451
County
Jefferson

At a glance

Basement
Garage (1)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
CountryKitchen
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Laminate, Varies
Sewer
Connected

Lot features

CornerLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 10/11/2024. Provided courtesy of North Star Real Estate & Property Management via Buffalo MLS. Information deemed reliable but not guaranteed.