CCertihomes
544 Mill Street, Watertown City, NY 13601

$50,000

3 beds 1 baths 1,560 sqft Built 1897270 days on marketActive

About this home

This charming old-style 3-bedroom, 1-bathroom home in the heart of Watertown features a beautiful brick exterior that adds character and appeal. Though it requires some rehabbing, the property offers great potential for customization, allowing you to transform it into your dream home. With its unique features, this house presents an excellent opportunity to create a personalized living space.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,309/mo

Real estate (PITI + HOA + PMI)
$635
Principal + interest$321
Property tax + insurance$295
PMI / 2nd mortgage$19
Utilities
$1,203
Heating + cooling$452
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,309/mo TLC
Budget$5,000/mo
Remaining after TLC$3,691/mo
Purchase price
$50,000
Down payment
$2,500 (5%)
Loan amount
$47,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1897
Lot size
0.1509 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,213
MLS #
S1573072
County
Jefferson

At a glance

Basement

Home features

Appliances
GasOvenGasRangeGasWaterHeater
Interior
SeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Other, SeeRemarks
Sewer
Connected

Lot features

ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 10/21/2024. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.