CCertihomes
399 Fire Lane 34, Moravia, NY 13118

$499,000

2 beds 1 baths 880 sqft Built 1960188 days on marketActive

About this home

Tranquility awaits at this updated single-story cottage on the east side of Owasco Lake! If you are looking for a move in ready cottage to call your summer home, this is a must see! With the baseboard heating and a woodburning fireplace, you’ll be cozy in the cooler months! Fully equipped kitchen with modern touches and breakfast bar. Living/dining area, 2 bedrooms and a full bath. The living space extends into an enclosed porch with views over the lake in every direction. Storage shed near the cottage with washer and dryer provides additional storage space. Spectacular sunsets can be enjoyed from this location while sitting on one of the decks. Take the stairs or a path to the 95’ of lake frontage where there’s plenty of room to spread out! Shed with power and covered sitting area by the lake. Aluminum dock and boat hoist included! As a huge added bonus, there is an 1.5 acre parcel with a 60’ x 40’ pole barn to store your boat, tractor, ATVs, etc. included!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,922/mo

Real estate (PITI + HOA + PMI)
$4,615
Principal + interest$3,202
Property tax + insurance$1,226
PMI / 2nd mortgage$187
Utilities
$811
Heating + cooling$259
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$4,922/mo TLC
Budget$5,422/mo
Remaining after TLC$500/mo
Purchase price
$499,000
Down payment
$24,950 (5%)
Loan amount
$474,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1960
Lot size
1.64 ac
Stories
1
Heating
Electric, Wood, Baseboard
Cooling
Water
Lake, River, Well
HOA
Annual tax
$8,944
MLS #
R1575020
County
Cayuga

At a glance

Fireplace
Garage (6)
Waterfront

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
BreakfastBarEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
DirtDrivewayDeckDockSeeRemarks
Parking
DetachedGarageStorageWorkshopInGarageDrivewaySharedDriveway
Flooring
Hardwood, Laminate, Varies
Roof
Asphalt, Membrane, Rubber
Sewer
SepticTank

Lot features

IrregularLot

Schools

Elementary
Millard Fillmore Elementary
High
Moravia Junior-Senior High

Neighborhood — 13118

MetricThis ZIPCountyUSA
Population6,50919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density64395
Male3,9169,381,926147,432,321
Female2,5939,969,168151,655,844
Never Married1,9264,946,39163,775,926
Married2,3907,166,701123,120,365
Separated5131,159,67312,639,686
Widowed2801,110,24515,467,586
Divorced4421,210,44823,075,029
Number Of House Hold1,8637,102,016111,826,380
Average House Hold Size2.782.642.60
Medial Age35.3636.5335.46
Median House Hold Income$42,647$49,847$48,276
Average House Hold Income$48,897$70,032$63,629
P C I$18,401$26,569$24,529
M D I$36,994$42,210$41,133
A T H E$43,109$54,185$50,898
S T R8.00%4.00%
W C J77.75%81.55%77.74%
(Zip) Code
13118

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 11/1/2024. Provided courtesy of Land of Lakes Realty, Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.