CCertihomes
14 E Main Street, Waterloo, NY 13165

$249,900

0 beds 0 baths 3,494 sqft Built 1850209 days on marketActive

About this home

Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3, 494 sq ft of versatile space, featuring a first-floor storefront/ bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cash flow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential. Bar business available for purchase for $75, 000 including contents and food truck.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,348/mo

Real estate (PITI + HOA + PMI)
$2,377
Principal + interest$1,603
Property tax + insurance$680
PMI / 2nd mortgage$94
Utilities
$1,947
Heating + cooling$824
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,348/mo TLC
Budget$5,000/mo
Remaining after TLC$1,652/mo
Purchase price
$249,900
Down payment
$12,495 (5%)
Loan amount
$237,405
APR
7.15%

Quick facts

Type
COM
Style
Year built
1850
Lot size
0.06 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Public
HOA
Annual tax
$3,703
MLS #
R1575915
County
Seneca

At a glance

Basement

Home features

Parking
OnSite
Flooring
Hardwood, Linoleum, Varies, Vinyl
Roof
Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 13165

MetricThis ZIPCountyUSA
Population10,76219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density150395
Male5,3669,381,926147,432,321
Female5,3969,969,168151,655,844
Never Married2,1854,946,39163,775,926
Married4,4487,166,701123,120,365
Separated5281,159,67312,639,686
Widowed8821,110,24515,467,586
Divorced9151,210,44823,075,029
Number Of House Hold3,7987,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6736.5335.46
Median House Hold Income$39,660$49,847$48,276
Average House Hold Income$50,179$70,032$63,629
P C I$19,113$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$43,793$54,185$50,898
S T R8.00%4.00%
W C J82.10%81.55%77.74%
(Zip) Code
13165

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 11/6/2024. Provided courtesy of Coldwell Banker Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.