CCertihomes
92 Oak Street, Westfield, NY 14787

$139,900

2 beds 2 baths 1,577 sqft Built 1910277 days on marketActive

About this home

This custom-built modern farmhouse sits on 1.5 park-like acres in the village of Westfield. The home is not yet complete, giving the new owner the opportunity to add finishing touches or modify the floor plan to best suit their needs. Enjoy single-story living with a first-floor primary suite featuring an en-suite bathroom and walk-in closet, a living room, kitchen, and dining room with double doors leading to the covered patio. An additional bedroom and bathroom complete the main level. The optional second floor offers the ability to expand with one or two additional rooms. Architectural plans include front and rear covered porches, Marvin custom windows, and French doors. The roof combines metal accents with Corning’s 30-year architectural shingles. Upgrades already in place include a new 200-amp electrical service, a waterproofed basement with drain tile, and a submersible sump pump. The property features a babbling brook at the rear, a small handmade pond, abundant wildlife, and breathtaking views of the Chautauqua Gorge—renowned for world-class trout fishing. Miles of hiking trails and the scenic Percy Rail Bridge over Chautauqua Creek are just steps away. This is a rare opportunity to create your dream home in a tranquil, picturesque setting.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,207/mo

Real estate (PITI + HOA + PMI)
$1,507
Principal + interest$898
Property tax + insurance$557
PMI / 2nd mortgage$52
Utilities
$1,281
Heating + cooling$471
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$2,207/mo TLC
Budget$5,000/mo
Remaining after TLC$2,793/mo
Purchase price
$139,900
Down payment
$6,995 (5%)
Loan amount
$132,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch, Transitional
Year built
1910
Lot size
1.5 ac
Stories
1
Heating
Other, SeeRemarks, None
Cooling
Water
NotConnected, Public
HOA
Annual tax
$4,388
MLS #
R1576360
County
Chautauqua

At a glance

Basement

Home features

Appliances
SeeRemarksWaterHeater
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
GravelDrivewayPatio
Parking
NoGarage
Flooring
Hardwood, Varies
Roof
Metal, Shingle
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 14787

MetricThis ZIPCountyUSA
Population6,01719,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density144395
Male2,9439,381,926147,432,321
Female3,0749,969,168151,655,844
Never Married1,1214,946,39163,775,926
Married2,6057,166,701123,120,365
Separated2081,159,67312,639,686
Widowed4641,110,24515,467,586
Divorced4891,210,44823,075,029
Number Of House Hold2,2257,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age39.4636.5335.46
Median House Hold Income$34,778$49,847$48,276
Average House Hold Income$40,190$70,032$63,629
P C I$15,437$26,569$24,529
M D I$30,869$42,210$41,133
A T H E$37,984$54,185$50,898
S T R8.00%4.00%
W C J76.12%81.55%77.74%
(Zip) Code
14787

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 11/8/2024. Provided courtesy of Howard Hanna Holt - Mayville via Buffalo MLS. Information deemed reliable but not guaranteed.