CCertihomes
135 N 12th Street, Olean, NY 14760

$89,900

3 beds 1 baths 1,300 sqft Built 1876230 days on marketActive

About this home

Discover this fantastic opportunity on a convenient neighborhood street! This inviting 3-bedroom home offers all bedrooms on the second floor, a full bath conveniently located on the first floor, and a 2-car detached garage with a concrete driveway plus an extra drive close to the house. Nestled on a generous 1/3-acre double lot, this property provides plenty of outdoor space for gardening, play, or even future expansion. Ready for your personal touch, this home offers a perfect canvas for cosmetic updates to make it truly yours. Enjoy the convenience of walking distance to schools, shops, and local amenities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,650/mo

Real estate (PITI + HOA + PMI)
$1,049
Principal + interest$577
Property tax + insurance$438
PMI / 2nd mortgage$34
Utilities
$1,087
Heating + cooling$394
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,650/mo TLC
Budget$5,000/mo
Remaining after TLC$3,350/mo
Purchase price
$89,900
Down payment
$4,495 (5%)
Loan amount
$85,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1876
Lot size
0.3 ac
Stories
2
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$3,634
MLS #
R1577153
County
Cattaraugus

At a glance

Basement
Garage (2)

Home features

Appliances
FreeStandingRangeGasOvenGasRangeGasWaterHeaterOvenRefrigerator
Interior
SeparateFormalDiningRoomCountryKitchenPullDownAtticStairs
Exterior
ConcreteDriveway
Parking
DetachedGarage
Flooring
Carpet, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Schools

Elementary
Washington West Elementary
Middle
Olean Middle
High
Olean Senior High

Neighborhood — 14760

MetricThis ZIPCountyUSA
Population18,73219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density294395
Male8,8619,381,926147,432,321
Female9,8719,969,168151,655,844
Never Married4,4284,946,39163,775,926
Married7,2587,166,701123,120,365
Separated1,0261,159,67312,639,686
Widowed1,3671,110,24515,467,586
Divorced1,4651,210,44823,075,029
Number Of House Hold7,0997,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age37.0536.5335.46
Median House Hold Income$35,386$49,847$48,276
Average House Hold Income$46,879$70,032$63,629
P C I$18,889$26,569$24,529
M D I$31,259$42,210$41,133
A T H E$41,723$54,185$50,898
S T R8.00%4.00%
W C J84.88%81.55%77.74%
(Zip) Code
14760

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 11/12/2024. Provided courtesy of Real Estate Pros & More via Buffalo MLS. Information deemed reliable but not guaranteed.