CCertihomes
14 Mona Lane, Sandy Creek, NY 13145

$189,000

3 beds 2 baths 1,912 sqft Built 1960180 days on marketActive

About this home

Waterfront property includes two lots, main house, additional building, a pole barn, and shed. Main house is very spacious and includes three bedrooms, family, living room, and two full bathrooms. This home is more than just a getaway—it’s a hub for waterfront dreams. Full of potential, the upstairs open layout offers stunning water views and the perfect space to design the kitchen, dining, and living area of your dreams, while downstairs provides room for family and friends to gather or unwind in privacy. Relax at home, take a swim, or hop in the boat to explore the private beach on Sandy Pond. Let your cares drift away, or spend the day skiing, tubing, or venturing out on Lake Ontario. The extra bonus property expands your possibilities—picture campfires under the stars, yard games, celebrations, or even RV parking for visiting friends. Includes a drive-through boathouse with ample storage, just steps from the nearby marina. These dual properties are a true gem, ready to become your family’s haven for creating endless memories. Here is your opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,524/mo

Real estate (PITI + HOA + PMI)
$1,822
Principal + interest$1,213
Property tax + insurance$538
PMI / 2nd mortgage$71
Utilities
$1,353
Heating + cooling$522
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,524/mo TLC
Budget$5,000/mo
Remaining after TLC$2,476/mo
Purchase price
$189,000
Down payment
$9,450 (5%)
Loan amount
$179,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1960
Lot size
0.109 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,467
MLS #
S1577639
County
Oswego

Home features

Appliances
GasWaterHeaterPropaneWaterHeater
Interior
EntranceFoyerSeparateFormalLivingRoomOtherSeeRemarksBedroomOnMainLevel
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Other, SeeRemarks
Roof
Membrane, Rubber
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13145

MetricThis ZIPCountyUSA
Population1,30419,351,094299,088,112
Population Change Since19906.00%8.00%20.00%
Population Density96395
Male6489,381,926147,432,321
Female6569,969,168151,655,844
Never Married2384,946,39163,775,926
Married6277,166,701123,120,365
Separated371,159,67312,639,686
Widowed691,110,24515,467,586
Divorced791,210,44823,075,029
Number Of House Hold4667,102,016111,826,380
Average House Hold Size2.802.642.60
Medial Age37.9336.5335.46
Median House Hold Income$40,095$49,847$48,276
Average House Hold Income$56,097$70,032$63,629
P C I$20,047$26,569$24,529
M D I$34,816$42,210$41,133
A T H E$47,116$54,185$50,898
S T R8.00%4.00%
W C J75.63%81.55%77.74%
(Zip) Code
13145

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 11/16/2024. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.

14 Mona Lane · Sandy Creek — $189,000 · Certihomes