CCertihomes
1937 Gibson Hill Road, Franklin, NY 13775

$274,900

3 beds 2 baths 1,400 sqft Built 1982256 days on marketActive

About this home

Welcome to the country! This 3-BR, 1.5 bath saltbox style home sits back off the road on 5.3 ACRES to afford you the privacy you are seeking. Suitable as an easy maintenance getaway or a comfortable full time home. The first floor has kitchen(new stove and refrig.), living, dining room, family room, and half bath. Bonus room and laundry in the semi-finished basement. The brand new picture window in the dining room gives you an amazing VIEW of the nature in your back yard. Down stairs has all new quality laminate floors. Upstairs is all new carpet. You have the choice and convenience of electric heat or use the more cost effective wood stove that can heat the whole house. Frontier for high speed Internet and TV Streaming. The outdoor space offers blueberry bushes, apple trees, and a groomed walking trail into the forest beyond. In the warmer months you will enjoy dining on the back deck. Beautiful new retaining wall. A short drive to the East Sidney Lake recreation area, (w/a boat launch and a beach), historic arts village of Franklin and shopping & entertainment in Oneonta or Sidney. 3- nearby colleges, not far from Cooperstown. Two lots, 4.8 acres in Franklin, 0.63 acres in Sidney. Two car garage with electric and opener. There are two parcels that make up the 5.3 ACRES! 4.8 acres are in Franklin(76.-1-1) , and 0.63 Acre is in Sidney(96.-1-37).

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,252/mo

Real estate (PITI + HOA + PMI)
$2,700
Principal + interest$1,764
Property tax + insurance$833
PMI / 2nd mortgage$103
Utilities
$1,117
Heating + cooling$404
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$3,252/mo TLC
Budget$5,000/mo
Remaining after TLC$1,748/mo
Purchase price
$274,900
Down payment
$13,745 (5%)
Loan amount
$261,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1982
Lot size
5.43 ac
Stories
2
Heating
Electric, Wood, Baseboard
Cooling
Water
Well
HOA
Annual tax
$6,363
MLS #
R1579068
County
Delaware

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomCountryKitchen
Exterior
DeckGravelDrivewayPrivateYardSeeRemarks
Parking
DetachedElectricityGarage
Flooring
Laminate, Other, SeeRemarks, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

IrregularLot, RuralLot

Neighborhood — 13775

MetricThis ZIPCountyUSA
Population89719,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density18395
Male4439,381,926147,432,321
Female4549,969,168151,655,844
Never Married1494,946,39163,775,926
Married4217,166,701123,120,365
Separated201,159,67312,639,686
Widowed811,110,24515,467,586
Divorced701,210,44823,075,029
Number Of House Hold3427,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age41.2736.5335.46
Median House Hold Income$39,456$49,847$48,276
Average House Hold Income$58,248$70,032$63,629
P C I$22,314$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$48,443$54,185$50,898
S T R8.00%4.00%
W C J86.40%81.55%77.74%
(Zip) Code
13775

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 11/23/2024. Provided courtesy of EXIT Realty Homeward Bound via Buffalo MLS. Information deemed reliable but not guaranteed.