CCertihomes
11609 State Route 3 #98, Henderson, NY 13605

$119,900

2 beds 1 baths 400 sqft Built 2023246 days on marketActive

About this home

Discover a brand-new, turnkey mobile lakeside retreat for sale! Nestled on the beautiful shores of Henderson Bay on Lake Ontario, this fully furnished 1-bedroom, 1-bathroom mobile cottage is move-in ready and designed for relaxation. It features a cozy loft, an open-concept living area, and brand-new furnishings, with a sofa that converts into an additional bed. The kitchen is equipped with quartz countertops, stainless steel appliances (including a wine fridge), and crisp white cabinetry, all while offering breathtaking views of the bay. Climate control is a breeze with modern mini-split units providing both air conditioning and heating. Enjoy stunning sunsets from your cottage, as well as exclusive access to private docks, a clubhouse, and on-site laundry facilities. As an added perk, the cottage includes the full 2025 season—valued at $3, 250—covering public water, septic, and trash services. Located in a quiet, well-maintained RV Resort community, this property is perfect for a peaceful lakeside retreat, whether for seasonal living or a vacation getaway. The resort also offers a rental pool option, allowing you to earn passive income when you’re not using your cottage. Don’t miss out—call today! https://willowsonthelake.com/

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,376/mo

Real estate (PITI + HOA + PMI)
$1,106
Principal + interest$769
Property tax + insurance$292
PMI / 2nd mortgage$45
Utilities
$487
Heating + cooling$114
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,376/mo TLC
Budget$5,000/mo
Remaining after TLC$3,624/mo
Purchase price
$119,900
Down payment
$5,995 (5%)
Loan amount
$113,905
APR
7.15%

Quick facts

Type
MobileHome
Style
Cottage, MobileHome
Year built
2023
Lot size
Stories
1
Heating
Ductless, Electric
Cooling
Ductless, CentralAir
Water
Connected, Public
HOA
Annual tax
MLS #
S1578861
County
Jefferson

At a glance

Air conditioning
Waterfront

Home features

Appliances
ElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigeratorWineCooler
Interior
CeilingFansDiningAreaGraniteCountersLivingDiningRoomLoft
Parking
NoGarageSharedDriveway
Flooring
Carpet, LuxuryVinyl, Varies
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 13605

MetricThis ZIPCountyUSA
Population3,40119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density39395
Male1,6369,381,926147,432,321
Female1,7659,969,168151,655,844
Never Married6084,946,39163,775,926
Married1,5327,166,701123,120,365
Separated671,159,67312,639,686
Widowed2021,110,24515,467,586
Divorced2681,210,44823,075,029
Number Of House Hold1,2567,102,016111,826,380
Average House Hold Size2.712.642.60
Medial Age36.6436.5335.46
Median House Hold Income$41,466$49,847$48,276
Average House Hold Income$49,092$70,032$63,629
P C I$18,130$26,569$24,529
M D I$36,038$42,210$41,133
A T H E$43,218$54,185$50,898
S T R7.75%4.00%
W C J78.19%81.55%77.74%
(Zip) Code
13605

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 11/24/2024. Provided courtesy of Lake Ontario Realty, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.