CCertihomes
828 20th Street, Niagara Falls, NY 14301

$105,000

2 beds 1 baths 1,294 sqft Built 192589 days on marketActive

About this home

This well taken care of home features an updated bathroom and kitchen (2024) and new hot water tank and roof (2024). Other features are family room with skylights, central air, some newer plumbing, sliding doors to deck, full basement and fenced backyard. The 3rd floor has potential to be additional living space. Home has a long-term tenant.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,603/mo

Real estate (PITI + HOA + PMI)
$1,056
Principal + interest$674
Property tax + insurance$343
PMI / 2nd mortgage$39
Utilities
$984
Heating + cooling$340
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,603/mo TLC
Budget$5,000/mo
Remaining after TLC$3,397/mo
Purchase price
$105,000
Down payment
$5,250 (5%)
Loan amount
$99,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1925
Lot size
0.0809 ac
Stories
2
Heating
Gas
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$2,337
MLS #
B1579543
County
Niagara

At a glance

Air conditioning
Basement

Home features

Appliances
ConvectionOvenGasWaterHeater
Interior
CeilingFansSeparateFormalDiningRoomOtherSeeRemarks
Exterior
DeckFullyFenced
Parking
NoGarageNoDriveway
Flooring
Carpet, Varies, Vinyl

Lot features

NearPublicTransit, Rectangular, ResidentialLot

Neighborhood — 14301

MetricThis ZIPCountyUSA
Population15,61419,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density6,732395
Male7,0899,381,926147,432,321
Female8,5259,969,168151,655,844
Never Married4,6834,946,39163,775,926
Married4,1127,166,701123,120,365
Separated8031,159,67312,639,686
Widowed1,4551,110,24515,467,586
Divorced1,6601,210,44823,075,029
Number Of House Hold6,6967,102,016111,826,380
Average House Hold Size2.262.642.60
Medial Age37.8336.5335.46
Median House Hold Income$23,356$49,847$48,276
Average House Hold Income$32,094$70,032$63,629
P C I$14,500$26,569$24,529
M D I$21,661$42,210$41,133
A T H E$33,152$54,185$50,898
S T R8.00%4.00%
W C J82.17%81.55%77.74%
(Zip) Code
14301

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 11/27/2024. Provided courtesy of Howard Hanna WNY Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.