CCertihomes
7310 E Main Street, Westmoreland, NY 13490

$94,900

3 beds 1 baths 1,140 sqft Built 1800183 days on marketActive

About this home

New Price!!! A smaller colonial 3 bedroom home in the Hamlet of Westmoreland! Offers an eat in kitchen with wood cabinets & appliances stay. All of the three bedrooms are large with closets & one of the bedrooms is on the main level. There is a full walk out basement with laundry hook ups. A nice paved driveway that will accommodate several vehicles. The back yard is private with Deans Creek as the back boundary. You just don't see many homes in this price range that's so close to Utica, Rome & New Harford with Westmoreland Schools. This home has public water & natural gas for heating with a nearly new furnace, thermopane windows & attic has blown in insulation & foam rim joist areas in the basement. Don't snooze on this one! A rare find in the Westmoreland School District in this price range. Live in it for a while then, rent it out for added income!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,457/mo

Real estate (PITI + HOA + PMI)
$918
Principal + interest$609
Property tax + insurance$273
PMI / 2nd mortgage$36
Utilities
$973
Heating + cooling$340
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$1,457/mo TLC
Budget$5,000/mo
Remaining after TLC$3,543/mo
Purchase price
$94,900
Down payment
$4,745 (5%)
Loan amount
$90,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, Farmhouse, HistoricAntique, TwoStory
Year built
1800
Lot size
0.18 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,683
MLS #
S1581294
County
Oneida

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterFreeStandingRangeOvenRefrigerator
Interior
EatInKitchenSeparateFormalLivingRoomCountryKitchenBedroomOnMainLevel
Exterior
ConcreteDrivewayGravelDrivewayPrivateYardSeeRemarks
Parking
NoGarage
Flooring
Carpet, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Schools

Elementary
Westmoreland Elementary
Middle
Westmoreland Middle
High
Westmoreland High

Neighborhood — 13490

MetricThis ZIPCountyUSA
Population33119,351,094299,088,112
Population Change Since199011.00%8.00%20.00%
Population Density44395
Male1709,381,926147,432,321
Female1619,969,168151,655,844
Never Married614,946,39163,775,926
Married1737,166,701123,120,365
Separated51,159,67312,639,686
Widowed141,110,24515,467,586
Divorced131,210,44823,075,029
Number Of House Hold1137,102,016111,826,380
Average House Hold Size2.922.642.60
Medial Age37.7036.5335.46
Median House Hold Income$56,388$49,847$48,276
Average House Hold Income$56,507$70,032$63,629
P C I$19,384$26,569$24,529
M D I$47,707$42,210$41,133
A T H E$47,479$54,185$50,898
S T R9.00%4.00%
W C J75.93%81.55%77.74%
(Zip) Code
13490

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 12/18/2024. Provided courtesy of R A Wilkes Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.