CCertihomes
3741 State Highway 51, New Lisbon, NY 13415

$119,900

2 beds 2 baths 1,060 sqft Built 1900196 days on marketActive

About this home

A 1-1/2-story, 20x24 barn and a 20x24 equipment shed offer multiple possibilities to this quaint property. The 1060 sqft home features exposed beams, an open floor plan, a kitchen island, two second-floor bedrooms, and two bathrooms. The 6x20 covered porch is longing for rocking chairs for sitting and relaxing while taking in the country views. Whether you're year-round living or a seasonal guest, you may find this location convenient to the Adventure Bound Campground-Resort and equally distant from Cooperstown and Oneonta. Recent updates to this home include a rebuilt staircase, a new septic system, and the removal of an unsafe garage. The camper on site does not convey. A deeded ROW to the adjacent property exists, which the seller has investigated for relocation.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,611/mo

Real estate (PITI + HOA + PMI)
$1,088
Principal + interest$769
Property tax + insurance$274
PMI / 2nd mortgage$45
Utilities
$941
Heating + cooling$315
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$1,611/mo TLC
Budget$5,000/mo
Remaining after TLC$3,389/mo
Purchase price
$119,900
Down payment
$5,995 (5%)
Loan amount
$113,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Farmhouse, HistoricAntique
Year built
1900
Lot size
0.86 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$1,465
MLS #
R1582232
County
Otsego

At a glance

Basement

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
GreatRoomCountryKitchenKitchenIsland
Exterior
DirtDrivewayDeck
Parking
NoGarageSharedDriveway
Flooring
Carpet, Hardwood, Laminate, Varies, Vinyl
Roof
Metal, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13415

MetricThis ZIPCountyUSA
Population79119,351,094299,088,112
Population Change Since199013.00%8.00%20.00%
Population Density172395
Male4019,381,926147,432,321
Female3909,969,168151,655,844
Never Married1324,946,39163,775,926
Married3877,166,701123,120,365
Separated241,159,67312,639,686
Widowed461,110,24515,467,586
Divorced631,210,44823,075,029
Number Of House Hold2787,102,016111,826,380
Average House Hold Size2.852.642.60
Medial Age38.4136.5335.46
Median House Hold Income$34,499$49,847$48,276
Average House Hold Income$44,098$70,032$63,629
P C I$15,498$26,569$24,529
M D I$30,999$42,210$41,133
A T H E$40,307$54,185$50,898
S T R8.00%4.00%
W C J55.00%81.55%77.74%
(Zip) Code
13415

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 12/31/2024. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.