CCertihomes
48 Rock Island Street, Gouverneur, NY 13642

$224,900

6 beds 2 baths 3,444 sqft Built 1890114 days on marketActive

About this home

What an exquisite home with so much to offer. This home is a 3444 square foot 6 bedroom/2 full bath home with original hardwood floors, staircases, some lighting fixtures and trim. The first floor showcases spacious rooms filled with character. The expansive living room features a wood-burning fireplace and original built-ins, while the formal dining room is adorned with a built-in cupboard and a stunning chandelier. Additionally, there is a large bedroom off the dining room and an office/den located near the foyer entrance. The eat-in kitchen leads to a walk-in pantry, a laundry room, a back staircase, and a door that opens to the side porch/deck. A separate laundry room and full bath are conveniently situated on the first floor. If you remove the carpeting, you can reveal the beautiful original hardwood flooring throughout the home. On the second story, you will find the primary bedroom, which also includes a wood-burning fireplace, along with four additional bedrooms and another full bath. There are stairs that lead to a walk-up attic, which hosts a finished room with a ladder leading to the cupola. No Old Style Home would be complete without a carriage house, and this one is massive! The second story was previously used for hay storage. The home is equipped with natural gas heat and is connected to public water and public sewer. The walk-up attic, a finished room where you will find a ladder that leads to the cupola. What is an Old Style Home without a Carriage House. This carriage house is MASSIVE with a 2nd story that was used to store hay years ago. The possibilities are ENDLESS with this home. Schedule your private tour today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,227/mo

Real estate (PITI + HOA + PMI)
$2,196
Principal + interest$1,443
Property tax + insurance$669
PMI / 2nd mortgage$84
Utilities
$2,047
Heating + cooling$874
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,227/mo TLC
Budget$5,000/mo
Remaining after TLC$1,773/mo
Purchase price
$224,900
Down payment
$11,245 (5%)
Loan amount
$213,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1890
Lot size
0.51 ac
Stories
2
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$3,881
MLS #
S1583925
County
St Lawrence

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherGasWaterHeaterRefrigeratorWasher
Interior
EntranceFoyerEatInKitchenWalkInPantryNaturalWoodworkBedroomOnMainLevelWorkshop
Exterior
BlacktopDriveway
Parking
DetachedElectricityGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

CornerLot, IrregularLot, ResidentialLot

Schools

Middle
Gouverneur Middle
High
Gouverneur High

Neighborhood — 13642

MetricThis ZIPCountyUSA
Population9,87219,351,094299,088,112
Population Change Since19906.00%8.00%20.00%
Population Density59395
Male5,3169,381,926147,432,321
Female4,5569,969,168151,655,844
Never Married2,3614,946,39163,775,926
Married3,9477,166,701123,120,365
Separated5111,159,67312,639,686
Widowed5231,110,24515,467,586
Divorced6661,210,44823,075,029
Number Of House Hold3,1887,102,016111,826,380
Average House Hold Size2.742.642.60
Medial Age33.4136.5335.46
Median House Hold Income$31,741$49,847$48,276
Average House Hold Income$37,832$70,032$63,629
P C I$14,920$26,569$24,529
M D I$28,355$42,210$41,133
A T H E$36,579$54,185$50,898
S T R7.00%4.00%
W C J70.79%81.55%77.74%
(Zip) Code
13642

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 1/10/2025. Provided courtesy of TLC Real Estate LLC - Carthage via Buffalo MLS. Information deemed reliable but not guaranteed.