CCertihomes
4190 State Highway 3, Fine, NY 13690

$2,400,000

0 beds 0 baths 11,869 sqft Built 1954196 days on marketActive

About this home

Incredible opportunity to own a turnkey, thriving hardware store with over $1 million in inventory included, perfectly positioned for success! Family owned and operated for generations this store boasts a solid financial history, making it a lucrative investment for the right buyer. The sale consists of 5 parcels complete with the store, 3 warehouses/storage buildings for inventory and a furnished 2 bedroom apartment (perfect for living in or great potential for an air BNB/vacation rental), while also featuring 2 areas of deeded lake access! Seize your chance to own a well established hometown hardware store with a loyal customer base and strong revenue stream, benefit from years of goodwill and the reputation for quality service. Being sold with extensive inventory. Prime location! Situated in a high traffic area with excellent visibility, providing consistent foot traffic and accessibility for local customers and contractors. With ongoing demand for home improvement and construction supplies there is significant potential for growth. Expand product lines or services. Detailed financials will be provided to qualified buyers. Corporation name not being sold.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$17,394/mo

Real estate (PITI + HOA + PMI)
$15,162
Principal + interest$10,885
Property tax + insurance$3,377
PMI / 2nd mortgage$900
Utilities
$6,074
Heating + cooling$2,884
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$17,394/mo TLC
Budget$17,894/mo
Remaining after TLC$500/mo
Purchase price
$2,400,000
Down payment
$120,000 (5%)
Loan amount
$2,280,000
APR
4%

Quick facts

Type
Office
Style
Year built
1954
Lot size
2.08 ac
Stories
1
Heating
Oil, Other, SeeRemarks, Baseboard
Cooling
Other, SeeRemarks
Water
Public
HOA
Annual tax
$8,879
MLS #
S1583911
County
St Lawrence

At a glance

Basement

Home features

Parking
DrivewayOnSiteOtherSeeRemarksSurfaced
Flooring
Linoleum, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13690

MetricThis ZIPCountyUSA
Population39919,351,094299,088,112
Population Change Since1990-15.00%8.00%20.00%
Population Density29395
Male2029,381,926147,432,321
Female1979,969,168151,655,844
Never Married814,946,39163,775,926
Married1797,166,701123,120,365
Separated181,159,67312,639,686
Widowed401,110,24515,467,586
Divorced181,210,44823,075,029
Number Of House Hold1497,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age41.2636.5335.46
Median House Hold Income$34,463$49,847$48,276
Average House Hold Income$39,957$70,032$63,629
P C I$15,103$26,569$24,529
M D I$30,277$42,210$41,133
A T H E$37,887$54,185$50,898
S T R7.00%4.00%
W C J86.11%81.55%77.74%
(Zip) Code
13690

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 1/21/2025. Provided courtesy of Homes Realty of Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.