CCertihomes
248 River Street, Oneonta, NY 13820

$349,900

0 beds 0 baths 3,050 sqft Built 1970151 days on marketActive

About this home

DESTINATION LOCATION This former nursery and landscape business location of 2, 200 square feet plus 2, 500 square feet of hard-scape walkways, and open/covered patios is turn-key ready including an operating greenhouse, underground water/electric, and ample yard space! Centerpiece entry features gorgeous water garden with gentle rock waterfalls to pond stocked with koi and other wildlife, surrounded by colorful perennials of all varieties! Owner has recently completed major upgrades to both interior and exterior!!! If you are seeking a unique indoor and outdoor venue for restaurant, coffee shop, cafe, or brewery...look no further! The indoor greenhouse room, large finished service/retail rooms, conference room, offices, and bath are all in place, and are ideal to create a working kitchen environment and the perfect flow of indoor to outdoor seating/fire-pit/music venue! Country-like atmosphere meets a 5 minute drive to I88, downtown, and the Cooperstown All Star Village! If you want living space as well, the 850 square foot BRAND NEW upscale 2nd floor apartment with deck features a cathedral ceiling 'great room", two bedrooms and bath and a half. Call today to view this property sitting on 1, 3 acres in the city ;limits of Oneonta, NY!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,853/mo

Real estate (PITI + HOA + PMI)
$2,930
Principal + interest$2,245
Property tax + insurance$554
PMI / 2nd mortgage$131
Utilities
$1,925
Heating + cooling$813
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,853/mo TLC
Budget$5,000/mo
Remaining after TLC$1,147/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.15%

Quick facts

Type
Office
Style
Year built
1970
Lot size
1.3 ac
Stories
2
Heating
Gas, HotWater
Cooling
Water
Public
HOA
Annual tax
$1,373
MLS #
R1585586
County
Otsego

Home features

Roof
Asphalt
Sewer
PublicSewer

Lot features

IrregularLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 1/27/2025. Provided courtesy of Benson Agency Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.