CCertihomes
207 South Road, Plainfield, NY 13491

$39,900

4 beds 1 baths 1,381 sqft Built 1860176 days on marketActive

About this home

Private country setting on a quiet road. Good sized house with a large country kitchen, four bedrooms, one bath, one extra room for den/office, a living room, and a first floor laundry room. The interior needs a good going over to bring it back to life, but the vinyl sided exterior and metal roof look to be in good shape. There is a one car attached garage, and a pleasant front porch overloking the countyrside. At this price the home represents a real opportunity.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,145/mo

Real estate (PITI + HOA + PMI)
$499
Principal + interest$256
Property tax + insurance$228
PMI / 2nd mortgage$15
Utilities
$1,092
Heating + cooling$373
Internet + TV + phone$180
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$180
$1,145/mo TLC
Budget$5,000/mo
Remaining after TLC$3,855/mo
Purchase price
$39,900
Down payment
$1,995 (5%)
Loan amount
$37,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1860
Lot size
0.19 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$1,611
MLS #
S1586946
County
Otsego

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricOvenElectricRangeFreeStandingRangeOvenRefrigeratorSeeRemarksWaterHeater
Interior
EatInKitchenSeparateFormalLivingRoomCountryKitchenMainLevelPrimary
Exterior
GravelDriveway
Parking
AttachedGarage
Flooring
Other, SeeRemarks, Varies, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13491

MetricThis ZIPCountyUSA
Population5,36519,351,094299,088,112
Population Change Since199034.00%8.00%20.00%
Population Density70395
Male2,6689,381,926147,432,321
Female2,6979,969,168151,655,844
Never Married9704,946,39163,775,926
Married2,5337,166,701123,120,365
Separated1331,159,67312,639,686
Widowed2921,110,24515,467,586
Divorced4021,210,44823,075,029
Number Of House Hold1,8817,102,016111,826,380
Average House Hold Size2.852.642.60
Medial Age37.1836.5335.46
Median House Hold Income$38,230$49,847$48,276
Average House Hold Income$45,686$70,032$63,629
P C I$16,018$26,569$24,529
M D I$33,535$42,210$41,133
A T H E$41,221$54,185$50,898
S T R4.00%
W C J79.69%81.55%77.74%
(Zip) Code
13491

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 2/1/2025. Provided courtesy of Howard Hanna Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.

207 South Road · Plainfield — $39,900 · Certihomes