120 Otsego St, German Flatts, NY 13357
$119,000
3 beds 3 baths 2,968 sqft Built 192014 days on marketActive
About this home
welcome to 120 Otsego st!! Here is a great little investment property fully occupied. Please allow 24-48 hours to schedule showings. This listing is for the sale of building only. 2 apartments and Tenant operated Barber shop on site.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$2,314/mo
- Real estate (PITI + HOA + PMI)
- $1,286
- Utilities
- $1,936
- Transportation
- $0
- Other (entertainment)
- $160
Principal + interest$764
Property tax + insurance$477
PMI / 2nd mortgage$45
Heating + cooling$805
Internet + TV + phone$160
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$2,686/mo
Purchase price
$119,000
Down payment
$5,950 (5%)
Loan amount
$113,050
APR
7.15%
Quick facts
Type
MultiFamily
Style
—
Year built
1920
Lot size
0.07 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$2,934
MLS #
S1588727
County
Herkimer
At a glance
Basement
Home features
Appliances
ElectricWaterHeater
Parking
OtherSeeRemarks
Flooring
Laminate, Varies, Vinyl
Sewer
Connected
Lot features
IrregularLot
Neighborhood — 13357
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 10,864 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -8.00% | 8.00% | 20.00% |
| Population Density | 357 | 395 | — |
| Male | 5,140 | 9,381,926 | 147,432,321 |
| Female | 5,724 | 9,969,168 | 151,655,844 |
| Never Married | 2,189 | 4,946,391 | 63,775,926 |
| Married | 4,471 | 7,166,701 | 123,120,365 |
| Separated | 475 | 1,159,673 | 12,639,686 |
| Widowed | 792 | 1,110,245 | 15,467,586 |
| Divorced | 888 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 4,035 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.65 | 2.64 | 2.60 |
| Medial Age | 37.46 | 36.53 | 35.46 |
| Median House Hold Income | $37,398 | $49,847 | $48,276 |
| Average House Hold Income | $42,938 | $70,032 | $63,629 |
| P C I | $16,400 | $26,569 | $24,529 |
| M D I | $32,840 | $42,210 | $41,133 |
| A T H E | $39,551 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 70.87% | 81.55% | 77.74% |
(Zip) Code
13357
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 2/13/2025. Provided courtesy of Keller-Williams Mohawk Valley via Buffalo MLS. Information deemed reliable but not guaranteed.