CCertihomes
1407 Downer Avenue, Utica, NY 13502

$163,500

4 beds 2 baths 1,599 sqft Built 1930164 days on marketActive

About this home

Welcome to "Upper" Downer Ave! Located next to Utica University, 1407 Downer Ave offers an excellent opportunity for comfortable living or a smart investment. This well-maintained 1930's bungalow sits on a dead-end street and blends original features with important updates, including a newer roof (2018) and low-maintenance vinyl siding. When you come up the steps, imagine relaxing on the expansive front porch. Once you walk in, you will find a lovely entrance with a large closet. Walk through the large living room and through the dining room to the back of the house, enjoying the original woodwork throughout. There are two bedrooms tucked away with a full bathroom on the first floor, along with a kitchen with plenty of storage. Hardwood floors lie beneath the carpeting, ready to be revealed. Upstairs provides flexible living space with a sitting area, bedroom, half bath, and an extra room ideal for a study, office, or small bedroom. There is ample storage behind the knee walls upstairs. Tackle chores like laundry in the basement, away from the living areas. Outside, enjoy the back deck, partially fenced yard, detached garage, and storage shed for keeping all the extras. With easy access to Utica University, hospitals, highways, and local amenities, this property is a fantastic option for homeowners and investors alike!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,338/mo

Real estate (PITI + HOA + PMI)
$1,688
Principal + interest$1,049
Property tax + insurance$578
PMI / 2nd mortgage$61
Utilities
$1,239
Heating + cooling$470
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,338/mo TLC
Budget$5,000/mo
Remaining after TLC$2,662/mo
Purchase price
$163,500
Down payment
$8,175 (5%)
Loan amount
$155,325
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow, HistoricAntique
Year built
1930
Lot size
0.11 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$4,374
MLS #
S1586502
County
Oneida

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DryerElectricOvenElectricRangeGasWaterHeaterRefrigeratorWasher
Interior
SeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomHomeOfficeStorageNaturalWoodworkBedroomOnMainLevel
Exterior
BlacktopDrivewayDeckFence
Parking
DetachedGarageStorage
Flooring
Carpet, Hardwood, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 2/17/2025. Provided courtesy of Howard Hanna Cny Inc via Buffalo MLS. Information deemed reliable but not guaranteed.