CCertihomes
99 5th Avenue, Oswego-City, NY 13126

$240,000

5 beds 2 baths 1,764 sqft Built 189069 days on marketActive

About this home

Welcome to this beautifully updated 5-bedroom, 2-bathroom home offering plenty of space and convenience for modern living. As you enter, you’ll be greeted by a large entryway that sets the tone for the rest of the home, featuring new flooring throughout for a fresh, modern feel. The spacious living room provides plenty of room for gatherings or relaxation, while the home boasts five generously sized bedrooms, each offering ample closet space. Both bathrooms have been updated with stylish finishes and improved functionality. The updated kitchen features modern appliances and plenty of counter space, perfect for preparing meals or entertaining guests. A convenient laundry area adds to the functionality of the home. For added storage, the home includes attic space, providing plenty of room for your seasonal items or other belongings. Outside, you’ll appreciate the large parking area with plenty of space for multiple vehicles, in addition to a 1.5-car garage for extra storage or parking needs. This home offers a great balance of modern updates, practical features, and space in a convenient location. Minutes from the university, local dining, shopping, this home is perfect for a variety of buyers—whether you're a student, faculty member, or someone looking for a great investment opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,056/mo

Real estate (PITI + HOA + PMI)
$2,369
Principal + interest$1,540
Property tax + insurance$739
PMI / 2nd mortgage$90
Utilities
$1,344
Heating + cooling$509
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$3,056/mo TLC
Budget$5,000/mo
Remaining after TLC$1,944/mo
Purchase price
$240,000
Down payment
$12,000 (5%)
Loan amount
$228,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
0.3664 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,395
MLS #
S1589028
County
Oswego

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigerator
Interior
EntranceFoyerEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarageDriveway
Flooring
Hardwood, LuxuryVinyl, Varies
Roof
Shingle
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 2/18/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.