CCertihomes
107 Water Street #A1, Milo, NY 14527

$539,900

2 beds 3 baths 1,620 sqft Built 2024115 days on marketActive

About this home

NEW UPDATE! The Water Street Condos will now have a STORAGE UNIT on site for each Condo! And.....LIMITED NUMBER OF GARAGES AVAILABLE!! First come, first served. BRAND NEW CUSTOM CONDO UNIT FOR SALE IN THE VILLAGE OF PENN YAN ON THE NORTH END OF KEUKA LAKE! With OVER 1600 square feet, this 2 story custom end unit features extra privacy and plenty of interior storage. On the first floor, the living space features an inviting open floor plan with a half-bath and a center kitchen island. Great for entertaining. On the 2nd floor, enjoy the spacious master suite with a large walk-in closet and private bath. Nothing to do but move in, all appliances included. Modern, high-efficiency multi-zoned heating and central air conditioning. 1 of 2 end units available, this floorplan includes a private rear entry slider unique to the end unit models. LOW UTILITY BILLS on the Penn Yan Village Utility Board utility rates. Modern building practices with modern insulation keeps the interior comfortable and QUIET. LOW TAXES: Enjoy the forever NYS-approved condo tax benefits, your assessment and tax liability is under control. NO MAINTENANCE: The association here maintains 100% of the exterior of the premises and the grounds. Water bill, garbage, snow removal, mowing, AND master insurance policy are all included! High-speed internet is available. Come explore the downtown area with MANY restaurants across the street and right around the corner. Come shop along Main St, Penn Yan. Public hiking along the 7-mile Keuka Lake Outlet trail is accessible right across the street. Public and private boating access points within the Village limits to get out on Lake Keuka this summer. Rent a kayak or e-bike right across the street! This is an excellent location with plenty of summer fun and events inside the Village of Penn Yan and around Keuka Lake. Primary residents, second home and investors are all welcome here.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,234/mo

Real estate (PITI + HOA + PMI)
$5,177
Principal + interest$3,464
Property tax + insurance$1,172
HOA$339
PMI / 2nd mortgage$202
Utilities
$1,008
Heating + cooling$352
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$5,234/mo TLC
Budget$5,734/mo
Remaining after TLC$500/mo
Purchase price
$539,900
Down payment
$26,995 (5%)
Loan amount
$512,905
APR
7.15%

Quick facts

Type
Condominium
Style
Year built
2024
Lot size
0.5 ac
Stories
2
Heating
Ductless, HeatPump, Zoned, Electric, ForcedAir
Cooling
Ductless, HeatPump, Zoned, CentralAir
Water
Connected, Public
HOA
$339 / Monthly
Annual tax
$3,409
MLS #
R1589949
County
Yates

At a glance

Air conditioning

Home features

Appliances
DryerDishwasherExhaustFanElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorRangeHoodTanklessWaterHeaterWasher
Interior
CeilingFansGreatRoomKitchenFamilyRoomComboLivingDiningRoomPantryBathInPrimaryBedroom
Parking
NoGarageOpenOtherSeeRemarks
Flooring
Carpet, Varies
Roof
Membrane, Pitched, Rubber
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14527

MetricThis ZIPCountyUSA
Population11,25219,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density82395
Male5,3319,381,926147,432,321
Female5,9219,969,168151,655,844
Never Married2,3554,946,39163,775,926
Married4,5207,166,701123,120,365
Separated6061,159,67312,639,686
Widowed8521,110,24515,467,586
Divorced9851,210,44823,075,029
Number Of House Hold3,9597,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age38.3036.5335.46
Median House Hold Income$37,659$49,847$48,276
Average House Hold Income$49,192$70,032$63,629
P C I$18,475$26,569$24,529
M D I$33,025$42,210$41,133
A T H E$43,086$54,185$50,898
S T R8.00%4.00%
W C J79.55%81.55%77.74%
(Zip) Code
14527

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 2/24/2025. Provided courtesy of Howard Hanna Lake Group via Buffalo MLS. Information deemed reliable but not guaranteed.