CCertihomes
S Cortland Virgil Road, Virgil, NY 13045

$105,000

0 beds 0 baths 89 days on marketActive

About this home

Build Your Dream Home on a Private, Scenic Lot. Don’t miss this rare opportunity to build your dream home on an approved building lot, nestled among other recently constructed homes. This expansive lot offers over 10 acres of land, providing extreme privacy and breathtaking views. Enjoy the perfect balance of seclusion and convenience, with Greek Peak, multiple golf courses, the city of Cortland, and the charming Village of Virgil all just a short distance away. With limited lots like this available, now is the time to make your dream a reality. Act quickly—this one won’t last long!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,999/mo

Real estate (PITI + HOA + PMI)
$1,168
Principal + interest$674
Property tax + insurance$455
PMI / 2nd mortgage$39
Utilities
$1,552
Heating + cooling$624
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,999/mo TLC
Budget$5,000/mo
Remaining after TLC$3,001/mo
Purchase price
$105,000
Down payment
$5,250 (5%)
Loan amount
$99,750
APR
7.15%

Quick facts

Type
UnimprovedLand
Style
Year built
Lot size
10.29 ac
Stories
0
Heating
Cooling
Water
None
HOA
Annual tax
MLS #
S1590826
County
Cortland

Home features

Parking
NoDriveway
Sewer
None

Lot features

Rectangular, RectangularLot, ResidentialLot, Cleared

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 2/28/2025. Provided courtesy of Hage Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.