CCertihomes
3809 Severne On Seneca, Milo, NY 14842

$1,600,000

4 beds 3 baths 2,532 sqft Built 2006124 days on marketActive

About this home

MARK YOUR CALENDARS, UPCOMING OPEN HOUSE JULY 12 2025 11-2 Escape to the serenity of the Finger Lakes region with this captivating lakefront gem found on Seneca Lake! This exceptional home features a private drive and sits on 5 acres providing you with comfort and seclusion. Enjoy breathtaking unobstructed views of that beautiful deep blue water!!! Step inside and you are instantly greeted with brand new hardwood floors. A new lovely expansive formal dining room and an airy bright kitchen with gleaming quartz countertops alongside fresh white custom cabinetry POP. Gorgeous marble tile adds to the elegance that abounds. The brand-new belly stove that reaches to the ceiling is a perfect touch to enjoy all of the Finger Lakes weather cozy in your new luxurious year-round home. Large primary with ensuite features gleaming lake views. Upstairs bedrooms provide ample space while the lake and sunshine pour through every window. Step outside from either the living room or master onto the panoramic deck and soak up the sun while enjoying the birds chirping from the treetops. Walk just a few short steps from your back door to LARGE deck; covered boat hoist, wave runner lift, and private beach.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$10,586/mo

Real estate (PITI + HOA + PMI)
$10,404
Principal + interest$7,257
Property tax + insurance$2,547
PMI / 2nd mortgage$600
Utilities
$1,369
Heating + cooling$529
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$10,586/mo TLC
Budget$11,086/mo
Remaining after TLC$500/mo
Purchase price
$1,600,000
Down payment
$80,000 (5%)
Loan amount
$1,520,000
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
2006
Lot size
5.02 ac
Stories
2
Heating
Propane, ForcedAir, Stove
Cooling
CentralAir
Water
Well
HOA
Annual tax
$12,208
MLS #
R1590882
County
Yates

At a glance

Air conditioning
Fireplace
Basement
Garage (4)
Waterfront

Home features

Appliances
DryerDishwasherExhaustFanFreeStandingRangeOvenRefrigeratorRangeHoodSeeRemarksWaterHeaterWasherWaterPurifierOwned
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomHomeOfficeKitchenIslandQuartzCountersSkylightsLoftBathInPrimaryBedroomMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeckDockPrivateYardSeeRemarksPropaneTankLeased
Parking
DetachedElectricityGarageWorkshopInGarageOther
Flooring
Hardwood, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, Secluded, Wooded

Neighborhood — 14842

MetricThis ZIPCountyUSA
Population1,75619,351,094299,088,112
Population Change Since199010.00%8.00%20.00%
Population Density127395
Male8829,381,926147,432,321
Female8749,969,168151,655,844
Never Married2934,946,39163,775,926
Married7897,166,701123,120,365
Separated681,159,67312,639,686
Widowed1041,110,24515,467,586
Divorced841,210,44823,075,029
Number Of House Hold5607,102,016111,826,380
Average House Hold Size3.112.642.60
Medial Age35.4436.5335.46
Median House Hold Income$37,421$49,847$48,276
Average House Hold Income$40,758$70,032$63,629
P C I$13,234$26,569$24,529
M D I$33,213$42,210$41,133
A T H E$38,306$54,185$50,898
S T R8.00%4.00%
W C J82.99%81.55%77.74%
(Zip) Code
14842

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/1/2025. Provided courtesy of The Young Agency via Buffalo MLS. Information deemed reliable but not guaranteed.

3809 Severne On Seneca · Milo — $1,600,000 · Certihomes