428 W 4th Street, Elmira-City, NY 14901
$59,000
5 beds 2 baths 2,040 sqft Built 189093 days on marketActive
About this home
Two unit Upper/Lower, both long term tenants, hardwood floors, both units have side porches, nice large lot. Tenant pays electric.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$1,578/mo
- Real estate (PITI + HOA + PMI)
- $817
- Utilities
- $1,383
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$379
Property tax + insurance$416
PMI / 2nd mortgage$22
Heating + cooling$542
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$3,422/mo
Purchase price
$59,000
Down payment
$2,950 (5%)
Loan amount
$56,050
APR
7.15%
Quick facts
Type
MultiFamily
Style
Duplex
Year built
1890
Lot size
0.2342 ac
Stories
2
Heating
Gas, Baseboard, HotWater
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$3,330
MLS #
R1591097
County
Chemung
At a glance
Basement
Garage
Home features
Appliances
GasWaterHeater
Parking
GarageNoDrivewayOnStreet
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
Connected
Lot features
Rectangular, RectangularLot, ResidentialLot
Neighborhood — 14901
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 18,493 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -12.00% | 8.00% | 20.00% |
| Population Density | 506 | 395 | — |
| Male | 8,654 | 9,381,926 | 147,432,321 |
| Female | 9,838 | 9,969,168 | 151,655,844 |
| Never Married | 4,666 | 4,946,391 | 63,775,926 |
| Married | 5,675 | 7,166,701 | 123,120,365 |
| Separated | 1,666 | 1,159,673 | 12,639,686 |
| Widowed | 1,454 | 1,110,245 | 15,467,586 |
| Divorced | 1,692 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 6,947 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.40 | 2.64 | 2.60 |
| Medial Age | 34.97 | 36.53 | 35.46 |
| Median House Hold Income | $30,777 | $49,847 | $48,276 |
| Average House Hold Income | $38,456 | $70,032 | $63,629 |
| P C I | $15,610 | $26,569 | $24,529 |
| M D I | $27,482 | $42,210 | $41,133 |
| A T H E | $36,862 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 81.61% | 81.55% | 77.74% |
(Zip) Code
14901
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 3/3/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.