CCertihomes
116 River Road, Hammond, NY 13646

$370,000

4 beds 2 baths 1,968 sqft Built 1989141 days on marketActive

About this home

BEAUTIFUL RIVER VIEW HOME, EXCEPTIONALLY MAINTAINED 3-4 bedroom, 2 full bath raised ranch with attached 2 car heated garage and workshop area. Situated on 1.2 acres overlooking the St. Lawrence River - with custom stone patio, landscaping, paved drive, and outbuildings for storage. Updates: metal roof 2024, generator 2023, propane furnace, siding, flooring, and more within the last five years. Features include central air conditioning, hardwood flooring, custom kitchen with granite countertops and stainless-steel appliances (double oven) and breakfast bar with dining area. Spacious Adirondack style room with vaulted ceilings and custom woodwork, primary suite with double closets and full ensuite bath, formal living room, with 2 additional bedrooms and a separate full bath to complete the main level. The finished basement provides additional living space with a family room that can double as a fourth bedroom, a laundry room, and heated workshop area. Located 4 miles from the public boat launch in Chippewa Bay, 18 miles to Alexandria Bay and Canadian Bridge, and 35 miles to Ft. Drum in Watertown.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,987/mo

Real estate (PITI + HOA + PMI)
$3,366
Principal + interest$2,374
Property tax + insurance$853
PMI / 2nd mortgage$139
Utilities
$1,340
Heating + cooling$522
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$3,987/mo TLC
Budget$5,000/mo
Remaining after TLC$1,013/mo
Purchase price
$370,000
Down payment
$18,500 (5%)
Loan amount
$351,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
RaisedRanch
Year built
1989
Lot size
1.2 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$5,296
MLS #
S1591512
County
St Lawrence

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DoubleOvenDryerDishwasherElectricCooktopExhaustFanDisposalPropaneWaterHeaterRefrigeratorRangeHoodWasherWaterSoftenerOwned
Interior
BreakfastBarCeilingFansCathedralCeilingsDiningAreaSeparateFormalLivingRoomGraniteCountersGreatRoomHomeOfficeStorageSkylightsNaturalWoodworkBedroomOnMainLevelConvertibleBedroomMainLevelPrimaryPrimarySuiteProgrammableThermostatWorkshop
Exterior
BlacktopDrivewayPatioPrivateYardSeeRemarksPropaneTankOwned
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, CeramicTile, Hardwood, Laminate, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13646

MetricThis ZIPCountyUSA
Population2,40719,351,094299,088,112
Population Change Since199014.00%8.00%20.00%
Population Density19395
Male1,2099,381,926147,432,321
Female1,1989,969,168151,655,844
Never Married4154,946,39163,775,926
Married1,1647,166,701123,120,365
Separated471,159,67312,639,686
Widowed1431,110,24515,467,586
Divorced1431,210,44823,075,029
Number Of House Hold8617,102,016111,826,380
Average House Hold Size2.802.642.60
Medial Age37.4736.5335.46
Median House Hold Income$35,832$49,847$48,276
Average House Hold Income$43,443$70,032$63,629
P C I$15,540$26,569$24,529
M D I$31,579$42,210$41,133
A T H E$39,916$54,185$50,898
S T R7.00%4.00%
W C J80.53%81.55%77.74%
(Zip) Code
13646

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/5/2025. Provided courtesy of O'Brien Properties, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.

116 River Road · Hammond — $370,000 · Certihomes