CCertihomes
116 Sunset Ridge Road, Otsego, NY 13326

$128,000

0 beds 0 baths 130 days on marketActive

About this home

25% owner financing is available at 3.5% for five years for a full price offer on this 13.5 acre, surveyed and approved building parcel, in a rural high end subdivision in Otsego County NY, includes access to 1 Gigabyte of high speed fiber optic cable internet service, sunny open fields, a large larch woodlot, a private and delineated federally protected wildlife areas with two ponds, 1, 800' of property frontage on two roads, in the Cooperstown School District. Very close to 10 mile long Otsego Lake with boating and swimming, Glimmerglass state Park, Village of Cooperstown, Otsesaga Hotel, Leatherstocking Golf Course, Baseball Hall of Fame, Bassett Hospital, museums, restraunts, and Trailways Bus Service to and from New York City.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,652/mo

Real estate (PITI + HOA + PMI)
$1,178
Principal + interest$821
Property tax + insurance$309
PMI / 2nd mortgage$48
Utilities
$861
Heating + cooling$281
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,652/mo TLC
Budget$5,000/mo
Remaining after TLC$3,348/mo
Purchase price
$128,000
Down payment
$6,400 (5%)
Loan amount
$121,600
APR
7.15%

Quick facts

Type
Residential
Style
Year built
Lot size
13.21 ac
Stories
0
Heating
Cooling
Water
None
HOA
Annual tax
$1,792
MLS #
R1590905
County
Otsego

Home features

Parking
NoDriveway
Sewer
None

Lot features

CornerLot, PieShapedLot, ResidentialLot, Wooded, Level

Neighborhood — 13326

MetricThis ZIPCountyUSA
Population3,81019,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density36395
Male1,7999,381,926147,432,321
Female2,0119,969,168151,655,844
Never Married7654,946,39163,775,926
Married1,6347,166,701123,120,365
Separated2081,159,67312,639,686
Widowed3161,110,24515,467,586
Divorced3221,210,44823,075,029
Number Of House Hold1,5277,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age43.4736.5335.46
Median House Hold Income$40,416$49,847$48,276
Average House Hold Income$59,358$70,032$63,629
P C I$25,254$26,569$24,529
M D I$35,279$42,210$41,133
A T H E$49,029$54,185$50,898
S T R8.00%4.00%
W C J84.71%81.55%77.74%
(Zip) Code
13326

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/5/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

116 Sunset Ridge Road · Otsego — $128,000 · Certihomes