CCertihomes
168 Homer Avenue, Cortland, NY 13045

$425,000

0 beds 0 baths 1,232 sqft Built 19700 days on marketActive

About this home

Located 1 Mile from 81.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,198/mo

Real estate (PITI + HOA + PMI)
$3,739
Principal + interest$2,727
Property tax + insurance$853
PMI / 2nd mortgage$159
Utilities
$1,048
Heating + cooling$372
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,198/mo TLC
Budget$5,000/mo
Remaining after TLC$802/mo
Purchase price
$425,000
Down payment
$21,250 (5%)
Loan amount
$403,750
APR
7.15%

Quick facts

Type
COM
Style
Year built
1970
Lot size
0.3123 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Public
HOA
Annual tax
$5,079
MLS #
S1591784
County
Cortland

Home features

Roof
Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/6/2025. Provided courtesy of Constantino Realty Group via Buffalo MLS. Information deemed reliable but not guaranteed.