CCertihomes
231 E Main Street, Waterloo, NY 13165

$70,000

4 beds 2 baths 1,976 sqft Built 186584 days on marketActive

About this home

Welcome to 231 E. Main Street in Waterloo! This two-unit upstairs downstairs apartment building has started to take shape! Bring your vision for lots of potential for a fantastic investment property! Plumbing & electrical has been roughed in & the downstairs unit has been drywalled & ready for finishes. Inside each unit you'll find 2 bedrooms & 1 full bath with laundry hook ups & spacious closets. An open concept kitchen & living room has been designed with plumbing & electrical & areas for electric baseboard roughed in throughout! 3 new panel boxes in basement for separate utilities & an added panel for the basement! Bring your vision & don't miss out on a great opportunity! No delayed negotiations!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,618/mo

Real estate (PITI + HOA + PMI)
$901
Principal + interest$449
Property tax + insurance$426
PMI / 2nd mortgage$26
Utilities
$1,303
Heating + cooling$502
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,618/mo TLC
Budget$5,000/mo
Remaining after TLC$3,382/mo
Purchase price
$70,000
Down payment
$3,500 (5%)
Loan amount
$66,500
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1865
Lot size
0.14 ac
Stories
2
Heating
Other, SeeRemarks, Baseboard
Cooling
Other, SeeRemarks
Water
NotConnected, Public
HOA
Annual tax
$3,357
MLS #
R1592036
County
Seneca

At a glance

Basement

Home features

Exterior
BalconyDeck
Parking
OnStreet
Flooring
Other, SeeRemarks
Roof
Asphalt

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 13165

MetricThis ZIPCountyUSA
Population10,76219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density150395
Male5,3669,381,926147,432,321
Female5,3969,969,168151,655,844
Never Married2,1854,946,39163,775,926
Married4,4487,166,701123,120,365
Separated5281,159,67312,639,686
Widowed8821,110,24515,467,586
Divorced9151,210,44823,075,029
Number Of House Hold3,7987,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6736.5335.46
Median House Hold Income$39,660$49,847$48,276
Average House Hold Income$50,179$70,032$63,629
P C I$19,113$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$43,793$54,185$50,898
S T R8.00%4.00%
W C J82.10%81.55%77.74%
(Zip) Code
13165

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/9/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.