CCertihomes
445 Main Street, Andes, NY 13731

$254,900

2 beds 1 baths 998 sqft Built 1989139 days on marketActive

About this home

Discover your dream upstate retreat in the charming village of Andes! This delightful cabin offers the perfect blend of comfort and convenience, featuring a downstairs bedroom, two living areas, and a large upstairs loft bedroom for privacy. This home comes fully furnished and includes all appliances, even a washer and dryer, so you can move in and start enjoying right away. Whether you're seeking a weekend getaway or a year-round home, the location can’t be beat—only 26 minutes to Belleayre Ski Resort and 34 minutes to Plattekill Mountain. And if you're staying put, you're just a short walk from restaurants, the public library, and multiple shops. Don't miss the chance to immerse yourself in all that Andes and upstate NY has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,590/mo

Real estate (PITI + HOA + PMI)
$2,192
Principal + interest$1,636
Property tax + insurance$460
PMI / 2nd mortgage$96
Utilities
$808
Heating + cooling$256
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$2,590/mo TLC
Budget$5,000/mo
Remaining after TLC$2,410/mo
Purchase price
$254,900
Down payment
$12,745 (5%)
Loan amount
$242,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cabin, LogHome
Year built
1989
Lot size
0.32 ac
Stories
0
Heating
Baseboard, Electric
Cooling
Water
Connected, Public
HOA
Annual tax
$2,293
MLS #
R1592190
County
Delaware

At a glance

Basement

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterWasher
Interior
BreakfastBarDenSeparateFormalLivingRoomKitchenFamilyRoomComboBedroomOnMainLevelLoft
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13731

MetricThis ZIPCountyUSA
Population90319,351,094299,088,112
Population Change Since199022.00%8.00%20.00%
Population Density10395
Male4469,381,926147,432,321
Female4579,969,168151,655,844
Never Married1294,946,39163,775,926
Married4377,166,701123,120,365
Separated941,159,67312,639,686
Widowed781,110,24515,467,586
Divorced521,210,44823,075,029
Number Of House Hold3427,102,016111,826,380
Average House Hold Size2.372.642.60
Medial Age49.5736.5335.46
Median House Hold Income$41,363$49,847$48,276
Average House Hold Income$52,046$70,032$63,629
P C I$21,670$26,569$24,529
M D I$35,864$42,210$41,133
A T H E$44,943$54,185$50,898
S T R8.00%4.00%
W C J66.04%81.55%77.74%
(Zip) Code
13731

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 3/11/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.