CCertihomes
11917 County Route 125, Lyme, NY 13622

$375,000

1 beds 1 baths 1,316 sqft Built 19250 days on marketActive

About this home

Offered for sale is a waterfront cottage on Chaumont Bay. Home is currently used as an Air BNB with a good income stream. This cozy cottage comes fully furnished and ready to move in and enjoy all Lake Ontario has to offer. Walk into the front entrance with storage space and washer/dryer. Full bathroom is to your left. The great room features expansive windows overlooking the water and is furnished with sofa beds to sleep up to four additional guests. The bedroom also has windows overlooking the water and plenty of closet space. The water-facing deck is a great place to relax and enjoy the tranquility of the waves splashing onto shore. Schedule your showing now to enjoy lake life this summer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,636/mo

Real estate (PITI + HOA + PMI)
$3,160
Principal + interest$2,406
Property tax + insurance$613
PMI / 2nd mortgage$141
Utilities
$1,054
Heating + cooling$379
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$3,636/mo TLC
Budget$5,000/mo
Remaining after TLC$1,364/mo
Purchase price
$375,000
Down payment
$18,750 (5%)
Loan amount
$356,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow, Cottage
Year built
1925
Lot size
0.22 ac
Stories
1
Heating
Propane, WallFurnace
Cooling
Water
Connected, Public
HOA
Annual tax
$2,674
MLS #
S1593089
County
Jefferson

At a glance

Waterfront

Home features

Appliances
DryerElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigeratorWasher
Interior
FurnishedGreatRoomKitchenFamilyRoomComboLivingDiningRoomBedroomOnMainLevel
Exterior
DeckGravelDrivewayPropaneTankLeased
Parking
NoGarage
Flooring
Laminate, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

IrregularLot, RuralLot

Neighborhood — 13622

MetricThis ZIPCountyUSA
Population1,35119,351,094299,088,112
Population Change Since199017.00%8.00%20.00%
Population Density23395
Male6529,381,926147,432,321
Female6999,969,168151,655,844
Never Married2204,946,39163,775,926
Married6477,166,701123,120,365
Separated541,159,67312,639,686
Widowed851,110,24515,467,586
Divorced1031,210,44823,075,029
Number Of House Hold5227,102,016111,826,380
Average House Hold Size2.572.642.60
Medial Age42.7936.5335.46
Median House Hold Income$39,938$49,847$48,276
Average House Hold Income$44,906$70,032$63,629
P C I$17,442$26,569$24,529
M D I$34,799$42,210$41,133
A T H E$40,768$54,185$50,898
S T R7.75%4.00%
W C J81.57%81.55%77.74%
(Zip) Code
13622

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/14/2025. Provided courtesy of Good Morning Realty via Buffalo MLS. Information deemed reliable but not guaranteed.