CCertihomes
146 University Avenue, Rochester, NY 14605

$465,000

0 beds 0 baths 4,368 sqft Built 1900133 days on marketActive

About this home

Contractor Special . . . Building has been taken down to a shell. Improvements already made: New Roof, New Windows, Rough Framing, Electrical* and some plumbing. New Owner will need to finish HVAC, drywall/insulation and the "build out" (floors, appliances & bathrooms) for 3 apartments. *The new Electrical Service that was installed will allow for separate meters for the 3 apartments on the 2nd floor and the retail tenant on the 1st floor. Parking area for approx 8 cars. Property is located Downtown, within the inner loop. Close to Eastman School of Music, Main St, East Ave. The 2nd phase of the inner loop project should be starting within a year which will fill in the roadway with building high rises and apartments coming to the area.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,513/mo

Real estate (PITI + HOA + PMI)
$4,366
Principal + interest$2,984
Property tax + insurance$1,208
PMI / 2nd mortgage$174
Utilities
$2,449
Heating + cooling$1,070
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$5,513/mo TLC
Budget$6,013/mo
Remaining after TLC$500/mo
Purchase price
$465,000
Down payment
$23,250 (5%)
Loan amount
$441,750
APR
7.15%

Quick facts

Type
Office
Style
Year built
1900
Lot size
0.06 ac
Stories
2
Heating
Electric, Gas, Other, SeparateMeters, SeeRemarks
Cooling
Other, SeparateMeters, SeeRemarks
Water
HOA
Annual tax
$7,317
MLS #
R1593279
County
Monroe

Home features

Parking
CommonOnSiteSurfaced
Flooring
Concrete
Roof
Flat, Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 14605

MetricThis ZIPCountyUSA
Population14,48719,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density8,125395
Male6,7329,381,926147,432,321
Female7,7569,969,168151,655,844
Never Married5,2574,946,39163,775,926
Married1,8747,166,701123,120,365
Separated1,3551,159,67312,639,686
Widowed6891,110,24515,467,586
Divorced1,0141,210,44823,075,029
Number Of House Hold5,2107,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age26.1236.5335.46
Median House Hold Income$17,464$49,847$48,276
Average House Hold Income$27,415$70,032$63,629
P C I$10,164$26,569$24,529
M D I$16,448$42,210$41,133
A T H E$30,351$54,185$50,898
S T R8.00%4.00%
W C J74.82%81.55%77.74%
(Zip) Code
14605

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/14/2025. Provided courtesy of Connect R E & Development Corp via Buffalo MLS. Information deemed reliable but not guaranteed.