CCertihomes
123 Sunset Ridge Road, Otsego, NY 13326

$735,000

5 beds 3 baths 2,960 sqft Built 1998138 days on marketActive

About this home

For the first time ever on the market, this custom-built Colonial at 123 Sunset Ridge Road in Cooperstown, NY, offers a rare opportunity to own a beautifully designed home on over five acres. Thoughtfully crafted, it features four to five bedrooms, an office, and two and a half bathrooms, including a spacious primary suite with a walk-in closet and private bath. The kitchen is well-appointed with an island and a walk-in pantry, opening to a formal dining room, a living room, and a family room that remains visible yet gated from the kitchen for added versatility. A laundry/mudroom conveniently connects to the attached garage. Appreciate the finer touches of a custom-built home, with intricate woodworking around the Rumford fireplace, functional yet attractive built in shelving and pocket doors throughout the house. Outside, the house is highlighted with a new roof, less than two years old, with transferable warranty. Just minutes from Cooperstown’s historic attractions, including Otsego Lake, the National Baseball Hall of Fame, Bassett Hospital, and Glimmerglass Opera, with available high speed internet at the property. Your next home combines privacy, space, and convenience...enjoy beautiful sunsets and the joy of living in Upstate New York!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,892/mo

Real estate (PITI + HOA + PMI)
$5,136
Principal + interest$3,334
Property tax + insurance$1,526
PMI / 2nd mortgage$276
Utilities
$1,881
Heating + cooling$791
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$5,892/mo TLC
Budget$6,392/mo
Remaining after TLC$500/mo
Purchase price
$735,000
Down payment
$36,750 (5%)
Loan amount
$698,250
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1998
Lot size
5.65 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$8,961
MLS #
R1593461
County
Otsego

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
BuiltInRangeBuiltInOvenDishwasherElectricWaterHeaterFreezerGasCooktopRefrigerator
Interior
DenSeparateFormalDiningRoomHomeOfficeKitchenIslandWalkInPantry
Exterior
DeckGravelDrivewayPropaneTankLeased
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Varies
Roof
Asphalt, Architectural, Shingle
Sewer
SepticTank

Lot features

IrregularLot, RuralLot, Secluded

Neighborhood — 13326

MetricThis ZIPCountyUSA
Population3,81019,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density36395
Male1,7999,381,926147,432,321
Female2,0119,969,168151,655,844
Never Married7654,946,39163,775,926
Married1,6347,166,701123,120,365
Separated2081,159,67312,639,686
Widowed3161,110,24515,467,586
Divorced3221,210,44823,075,029
Number Of House Hold1,5277,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age43.4736.5335.46
Median House Hold Income$40,416$49,847$48,276
Average House Hold Income$59,358$70,032$63,629
P C I$25,254$26,569$24,529
M D I$35,279$42,210$41,133
A T H E$49,029$54,185$50,898
S T R8.00%4.00%
W C J84.71%81.55%77.74%
(Zip) Code
13326

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/17/2025. Provided courtesy of Oneonta Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.

123 Sunset Ridge Road · Otsego — $735,000 · Certihomes